7556 Bruce Rd, Custer, WA 98240 Property Records

Whatcom County property record for 7556 Bruce Rd, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1914
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2023)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`558665`

Property Details

APN / Parcel Number

Primary APN	`558665`
Alternative APNs	`400135 443379 0000` `123590` `553650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1914
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Mixed
Garage Area	960 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	553650
Street Address	7556 BRUCE RD
City	CUSTER
State	WA
Zip	98240-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	THAT PTN OF BLK 16 (VACATED) PLAT OF CITY OF CUSTER REC IN BOOK 3 OF PLATS PG 49 DAF-BEAP 491 FT S-30 FT E OF PT OF INTERS OF
Legal Range	01
Legal Township	40
Legal Section	35
Legal Subdivision	CITY OF CUSTER
Legal Block	16
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2035
Census Tract	10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Feb 14, 2019	Warranty Deed, Transfer NEWREZ LLC
Jul 30, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2017	Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Apr 4, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	2023-0401283
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2023
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Document Number	0000401283
Map Reference	DOC 2150102966
Instrument Date	Apr 5, 2023
Instrument	2023-0401283
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7556 BRUCE RD, CUSTER, WA 98240-9510

Mortgage

Document Number	0000401284
Date	Apr 19, 2023
Instrument	2023-0401284

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210703008
Date	Jul 19, 2021
Instrument	2021-0703008

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 14, 2019
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Document Number	2190201047
Instrument Date	Jan 31, 2019
Instrument	201047
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,523.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7556 BRUCE RD CUSTER WA 982409510, CUSTER, WA 98240-9510

Mortgage

Document Number	2190201048
Date	Feb 14, 2019
Instrument	201048

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 30, 2018
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Document Number	2180703043
Instrument Date	Jul 27, 2018
Instrument	703043
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7556 BRUCE RD CUSTER WA 982409510, CUSTER, WA 98240-9510

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Document Number	2170501142
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7556 BRUCE RD CUSTER WA 982409510, CUSTER, WA 98240-9510

Mortgage

Document Number	2170501142
Date	May 9, 2017
Instrument	501142

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	7556 BRUCE RD, CUSTER, WA 98240-9510
Document Number	2170902967
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7556 BRUCE RD CUSTER WA 982409510, CUSTER, WA 98240-9510

Mortgage

Document Number	2170902967
Date	Sep 28, 2017
Instrument	902967

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,285.00 (+39.9%)	$556,004 (+40.02%) Land $223,100 Building $332,904	$556,004 (+40.02%) Land $223,100 Building $332,904
2022		$397,084 Land $97,843 Building $299,241	$397,084 Land $97,843 Building $299,241
2021	$3,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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