7554 39th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 7554 39th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 1,980 sqft · built 2016
Lot Size	0.211 acres (9,207 sqft)
Owner	Individual Name on Record
Last Sale	$251,400 (Sep 2016)
Tax Bill	$2,643 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0235-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0235-9`
Alternative APN	`331829669802359`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,207 sqft (0.211 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	280 sqft
Porch	Open Porch
Porch Area	286 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669802359
Street Address	7554 39TH AVE E
City	PALMETTO
State	FL
Zip	34221-2370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 37 HERON CREEK PHASE I PI#6698.0235/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	37
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7554 39TH AVE E, PALMETTO, FL 34221-2370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	201641036853
Deed Book / Page	2638 / 1567
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Aug 17, 2026
Property Address	7554 39TH AVE E, PALMETTO, FL 34221-2370
Document Number	0000094953
Instrument Date	Aug 17, 2026
Instrument	202694953
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7554 39TH AVE E, PALMETTO, FL 34221-2370

Mortgage

Document Number	0000094953,
Date	Aug 17, 2026
Instrument	202694953

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2041

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7554 39TH AVE E, PALMETTO, FL 34221-2370
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7554 39TH AVE E, PALMETTO, FL 34221-2370

Mortgage

Document Number	0041049412
Date	Apr 15, 2021
Instrument	202141049412

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7554 39TH AVE E, PALMETTO, FL 34221-2370
Document Number	0041055926
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7554 39TH AVE E PALMETTO FL 342212370, PALMETTO, FL 34221-2370

Mortgage

Document Number	0041055926
Date	Jun 3, 2020
Instrument	41055926

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2040

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,867 (+5.99%)	$449,553 (+2.87%) Land $45,900 Building $403,653
2024	$2,643.00 (+1.69%)
2023	$2,599.00 (+3.05%) Homeowner's exemption	$211,221 (+3%)	$436,997 (+15.91%) Land $45,900 Building $391,097
2022	$2,522.00 Homeowner's exemption	$205,069	$377,011 Land $45,000 Building $332,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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