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7550 Mill Stream Dr, Naples, FL 34109 Property Records

Collier County property record for 7550 Mill Stream Dr, Naples, FL 34109 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1,385 sqft · built 1989
Lot Size0.219 acres (9,583 sqft)
Owner2 Owner Names on File
Last Sale$351,000 (May 2005)
Tax Bill$1,740 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN278200 A 14A02

Property Details

APN / Parcel Number

Primary APN278200 A 14A02
Alternative APNs
  • 31105004608059610A14
  • 31105004608

Interior

Stories1 Story
Building Area1,385 sqft Living Area
Gross Area1,727 sqft
1st Floor Area1,385 sqft

Exterior

Year BuiltBuilt 1989
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions153 ft deep x 61 ft wide
Deck Area252 sqft

Location & Zoning

Account Number278200 A 14A02
Old Parcel Number31105004608059610A14
Street Address7550 MILL STREAM DR
CityNAPLES
StateFL
Zip34109-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD LAKES AT BRIDGET LAKE UNIT ONE BLK A LOT 1
Legal Range25
Legal Township49
Legal Section02
Legal SubdivisionEMERALD LAKES BRIDGETT LK #1
Legal Tract278200
Legal BlockA
Legal Lot Number1
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1004
Census Tract10217

Owner

Source: Collier County records · APN 278200 A 14A02

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address7550 MILL STREAM DR, NAPLES, FL 34109-1719
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jan 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2005 · Amount on Record
Deed SaleMay 16, 2005 · Amount on Record
Prior SaleMay 04, 1998
Deed Document Number0037983342
Deed Book / Page3798 / 3342
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7550 MILL STREAM DR, NAPLES, FL 34109-1719
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7550 MILL STREAM DR, NAPLES, FL 34109-1719

Mortgage

Document Number0060273967
DateOct 18, 2021
Book Page6027/3967
Instrument6144596
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueOct 17, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7550 MILL STREAM DR, NAPLES, FL 34109-1719
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7550 MILL STREAM DR, NAPLES, FL 34109-1719

Mortgage

Document Number0058713178
DateJan 06, 2021
Book Page5871/3178
Instrument5980652
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.89%
Type Change DateFeb 01, 2026
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4.89%
IndexPrime Rate
Max Rate8.89%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,740.00 (+4.25%) Homeowner's exemption$194,766 (+5.99%)$444,986 (-15.73%) Land $314,424 Building $130,562
2023$1,669.00 (-0.95%) Homeowner's exemption$183,764 (+3%)$528,049 (+9.02%) Land $381,120 Building $146,929
2022$1,685.00 Homeowner's exemption$178,412$484,371 Land $327,644 Building $156,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210102171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hotwire Communications, Lumen Technologies, Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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