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755 Wester Dr, Ragland, AL 35131 Property Records

St. Clair County property record for 755 Wester Dr, Ragland, AL 35131

Property Summary

Property TypeVacant Land
Lot Size4.48 acres (195,149 sqft)
Owner2 Individual Names on Record
Last Sale$103,000 (Jul 2024)
Tax Bill$596 (2025)
Deeds & MortgagesMar 2026 Second Mortgage
Jan 2026 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN19-09-32-0-000-001.001

Property Details

APN / Parcel Number

Primary APN19-09-32-0-000-001.001
Alternative APNs
  • 00195203
  • 77313

Exterior

Lot Area195,149 sqft (4.48 acres)

Location & Zoning

Account Number00195203
Street Address755 WESTER DR
CityRAGLAND
StateAL
Zip35131-3770
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 19 WOODS BEND SHORES 2023-40 AMENDED PLAT 2024-19 32-15-5
Legal Range05E
Legal Township15S
Legal Section32
Legal SubdivisionWOODS BEND SHORES
Legal Lot Number19
JurisdictionST CLAIR AL
Township / Civil DivisionRAGLAND
Census Block Group1
Census Block1087
Census Tract40302

Owner

Source: St. Clair County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address755 WESTER DR, RAGLAND, AL 35131-3770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY MORTGAGE INC
Jan 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
COOSA VALLEY MORTGAGE INC
Sep 4, 2025Deed of Trust, Mortgage · Conventional Mortgage
COOSA VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2024 · Amount on Record
Deed SaleJul 8, 2024 · Amount on Record
Deed Book / Page2024 / 7856
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address755 WESTER DR, RAGLAND, AL 35131-3770
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011686
DateMar 23, 2026
Book PageMTG2026/11686
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Address262 ROBERT ROSE DR, MURFREESBORO, TN 37129
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address755 WESTER DR, RAGLAND, AL 35131-3770
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 WESTER DR, RAGLAND, AL 35131-3770

Mortgage

Document Number0000003393
DateJan 28, 2026
Book PageMTG2026/3393
Lender
NameCOOSA VALLEY MORTGAGE INC
Address2107 MARTIN ST S STE 102, PELL CITY, AL 35128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address755 WESTER DR, RAGLAND, AL 35131-3770
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 WESTER DR, RAGLAND, AL 35131-3770

Mortgage

Document Number0000037643
DateSep 4, 2025
Book PageMTG2025/37643
Lender
NameCOOSA VALLEY MORTGAGE INC
Address2107 MARTIN ST S, PELL CITY, AL 35128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$596.00$18,720$93,600 Land $93,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 84% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

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