755 Oakhill Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 755 Oakhill Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 3 ba · 2,874 sqft · built 1961
Lot Size	3.05 acres (133,206 sqft)
Owner	Individual Name on File
Last Sale	$4,550,000 (Apr 2020)
Tax Bill	$55,047 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-151-76`

Property Details

APN / Parcel Number

Primary APN	`038-151-76`
Alternative APN	`038-151-76-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,874 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Other
Lot Area	133,206 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	755 OAKHILL RD
City	APTOS
State	CA
Zip	95003-3526
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	R-1-10
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1019
Census Tract	122100

Owner

755 Oakhill Rd, recreational vacant land, is owned by an individual who acquired it in September 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 CHANNING AVE, PALO ALTO, CA 94303-2804
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 5, 2019	Quit Claim Deed, Transfer BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Deed Document Number	202012467
Last Transfer Date	Sep 3, 2020
Transfer Doc	0000037611
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	755 OAKHILL RD, APTOS, CA 95003-3526
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021658
Date	Jul 17, 2018
Instrument	2018-0021658

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95060

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	755 OAKHILL RD, APTOS, CA 95003-3526
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 CHANNING AVE, PALO ALTO, CA 94303-2804

Mortgage

Document Number	0000043404
Date	Oct 23, 2020
Instrument	2020-0043404

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 22, 2020
Property Address	755 OAKHILL RD, APTOS, CA 95003-3526
Document Number	0000037611
Instrument Date	Sep 3, 2020
Instrument	37611
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1630 CHANNING AVE PALO ALTO CA 943032804, PALO ALTO, CA 94303-2804

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 13, 2020
Property Address	755 OAKHILL RD, APTOS, CA 95003-3526
Document Number	0000012467
Instrument Date	Apr 8, 2020
Instrument	12467
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$5,005.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1630 CHANNING AVE PALO ALTO CA 943032804, PALO ALTO, CA 94303-2804

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 5, 2019
Property Address	755 OAKHILL RD, APTOS, CA 95003-3526
Document Number	0000026271
Instrument Date	Aug 27, 2019
Instrument	26271
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	755 OAKHILL RD APTOS CA 950033526, APTOS, CA 95003-3526

Mortgage

Document Number	26272
Date	Sep 5, 2019
Instrument	26272

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 755 Oakhill Rd was $55,047.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,821,831 (+2%) Land $3,628,226 Building $1,193,605
2025	$55,047.00	$4,727,285 Land $3,557,084 Building $1,170,201
2023	$50,503.00 (+1.83%)	$4,543,719 Land $3,418,958 Building $1,124,761
2022	$49,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 755 Oakhill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2023)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 755 Oakhill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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