Bay County property record for 755 Harrison Ave, Panama City, FL 32401
| Property Type | Commercial Office |
|---|---|
| Details | 5,319 sqft · built 1972 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Company Name on Record |
| Last Sale | $155,000 (Apr 2015) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20057-000-000 |
| Primary APN | 20057-000-000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 5,319 sqft Total Area |
| 1st Floor Area | 2,993 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Steel Frame/Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 755 HARRISON AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2523 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC09 |
| Legal Description | GCD PLAT LOTS 1 & 2 BLK 48 ORB 4351 P 1912 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 48 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 2000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCE CU |
| Jan 15, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 16, 2018 | Loan Modification, Mortgage · Line of Credit SMARTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2015 · Amount on Record |
| Deed Sale | Apr 17, 2015 · Amount on Record |
| Prior Sale | Sep 23, 2002 |
| Deed Document Number | 0036911725 |
| Deed Book / Page | 003691 / 001725 |
| Last Transfer Date | Jan 15, 2021 |
| Transfer Doc | 0043511912 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Document Number | 0047492379 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 4749/2379 |
| Instrument | 2023072372 |
| Name | FIRST COMMERCE CU |
|---|---|
| Type | Credit Union |
| Address | TALLAHASSEE, FL 32317 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 15, 2021 |
| Property Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Document Number | 0043511912 |
| Book / Page | 4351 / 1912 |
| Map Reference | MB 4 PG 7 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021003606 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,057.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Name | Verified Name |
|---|---|
| Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 755 HARRISON AVE, PANAMA CITY, FL 32401-2523 |
| Document Number | 0040390134 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 818 RADCLIFF AVE LYNN HAVEN FL 324443041, LYNN HAVEN, FL 32444-3041 |
| Document Number | 0040390134 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 004039/000134 |
| Instrument | 49487 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (-6.37%) | $143,896 (+4.84%) Land $84,000 Building $59,896 | $143,896 (+4.84%) Land $84,000 Building $59,896 |
| 2023 | $2,888.00 (+3%) | $137,254 (-1.73%) Land $84,000 Building $53,254 | $137,254 (-1.73%) Land $84,000 Building $53,254 |
| 2022 | $2,804.00 | $139,676 Land $84,000 Building $55,676 | $139,676 Land $84,000 Building $55,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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