Hamilton County property record for 7549 Stephen Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,603 sqft · built 1978 |
| Lot Size | 0.567 acres (24,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,702 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 159A D 005 |
| Primary APN | 159A D 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,603 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,700 sqft (0.567 acres) |
| Lot Dimensions | 190 ft deep x 130 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000101165 |
|---|---|
| Street Address | 7549 STEPHEN LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MRS JANE GRAYS SUB PB 24 PG 98 |
| Legal Subdivision | JANE GRAYS SUB |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11321 |
7549 Stephen Ln is owned and occupied by two individuals who acquired it in January 1961.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7549 STEPHEN LN, CHATTANOOGA, TN 37421-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1961 |
| Deed Sale | Jan 1, 1961 |
| Deed Document Number | 0001691651 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7549 Stephen Ln was $2,702, up 95.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,702.00 (+95.51%) | $178,300 (+188.51%) | $713,200 (+188.51%) Land $250,000 Building $463,200 |
| 2024 | $1,382.00 | $61,800 (-) | $247,200 (-) Land $50,000 Building $197,200 |
| 2023 | $1,382.00 | $61,800 (-) | $247,200 (-) Land $50,000 Building $197,200 |
| 2022 | $1,382.00 | $61,800 | $247,200 Land $50,000 Building $197,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7549 Stephen Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2009–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7549 Stephen Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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