7549 S 150 E, Poneto, IN 46781 Property Records

Wells County property record for 7549 S 150 E, Poneto, IN 46781

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,720 sqft · built 1940
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$210,900 (Dec 2021)
Tax Bill	$1,517 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-08-500-001.001-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-08-500-001.001-015`
Alternative APNs	`00015573898` `0070467801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	430 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Granary	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00015573898
Street Address	7549 S 150 E
City	PONETO
State	IN
Zip	46781-9514
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	08-25-12 4.00A PTS LOTS #2& 3 OSWALT PARTS
Legal Lot Number	2-3
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	5
Census Block	5019
Census Tract	40700

Owner

7549 S 150 E, a rural home, is owned and occupied by an individual who bought it in December 2021.

Source: Wells County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	7549 S 150 E, PONETO, IN 46781-9514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION
Jun 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Deed Document Number	20215684
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Jun 23, 2026
Property Address	7549 S 150 E, PONETO, IN 46781-9514
Document Number	0000002229
Instrument Date	Jun 12, 2026
Instrument	20262229
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 S 150 E, PONETO, IN 46781-9514

Mortgage

Document Number	0000002229,
Date	Jun 23, 2026
Instrument	20262229

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	7549 S 150 E, PONETO, IN 46781-9514
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231761
Date	Jun 12, 2023
Instrument	20231761

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 9, 2021
Property Address	7549 S 150 E, PONETO, IN 46781-9514
Document Number	0020215684
Map Reference	DOC 20214426
Instrument Date	Dec 6, 2021
Instrument	20215684
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 S 150 E, PONETO, IN 46781-9514

Mortgage

Document Number	0020215685
Date	Dec 9, 2021
Instrument	20215685

Lender

Name	THREE RIVERS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 9, 2021
Property Address	7549 S 150 E, PONETO, IN 46781-9514
Document Number	0020215684
Map Reference	DOC 20214426
Instrument Date	Dec 6, 2021
Instrument	20215684
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 S 150 E, PONETO, IN 46781-9514

Mortgage

Document Number	0020215685
Date	Dec 9, 2021
Instrument	20215685

Lender

Name	THREE RIVERS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7549 S 150 E was $1,517 with a homeowner's exemption, up 34.6% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,517.00 (+34.61%) Homeowner's exemption	$278,800 Land $35,600 Building $243,200	$278,800 Land $35,600 Building $243,200
2024	$1,127.00
2023		$196,400 (+13.07%) Land $35,000 Building $161,400	$196,400 (+13.07%) Land $35,000 Building $161,400
2022	$795.00	$173,700 Land $27,000 Building $146,700	$173,700 Land $27,000 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7549 S 150 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7549 S 150 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Citizens Telephone Fixed Wireless	50 / 50
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

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