7549 Ripplepointe Way, Windermere, FL 34786 Property Records

Orange County property record for 7549 Ripplepointe Way, Windermere, FL 34786

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,613 sqft · built 2009
Lot Size	0.55 acres (2,400 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2023)
Tax Bill	$6,434 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-4320-00-870`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-4320-00-870`
Alternative APNs	`272325432000870` `147399` `148571` `150691`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,613 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,400 sqft (0.55 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7549 RIPPLEPOINTE WAY
City	WINDERMERE
State	FL
Zip	34786-5594
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	LAKE BURDEN SOUTH PHASE 1 68/64 LOT 87
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	LAKE BURDEN SOUTH PH 1
Legal Phase	1
Legal Tract	4320
Legal Lot Number	87
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1011
Census Tract	17108

Owner

7549 Ripplepointe Way, a townhouse, is owned and occupied by two individuals who bought it in March 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7549 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	2023127257
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2023
Property Address	7549 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5594
Document Number	0000127257
Map Reference	MB 68 PG 64-77
Instrument Date	Mar 3, 2023
Instrument	20230127257
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 HEATHER GREEN CT, OCOEE, FL 34761-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7549 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5594

Mortgage

Document Number	0000127258
Date	Mar 6, 2023
Instrument	20230127258

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 7549 Ripplepointe Way was $6,434, up 1.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,930 (-1.27%) Land $70,000 Building $304,930	$374,930 (-1.27%) Land $70,000 Building $304,930
2025	$6,434.00 (+1.64%)	$379,750 Land $70,000 Building $309,750	$379,750 Land $70,000 Building $309,750
2024	$6,330.00 (+8.24%)
2023	$5,848.00 (+133.64%)	$357,747 (+92%) Land $50,000 Building $307,747	$357,747 (+29.94%) Land $50,000 Building $307,747
2022	$2,503.00 Homeowner's exemption	$186,328	$275,313 Land $40,000 Building $235,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7549 Ripplepointe Way in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1994–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7549 Ripplepointe Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30