7549 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 7549 Harmony Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,712 sqft · built 1994
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2006)
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-014302`

Property Details

APN / Parcel Number

Primary APN	`08-014302`
Alternative APNs	`8014302` `014302`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014302
Street Address	7549 HARMONY RD
City	PRESTON
State	MD
Zip	21655-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	4.00 AC SW/S AMERICAN CORNER RD SE OF DENTON
Legal Subdivision	JOSEPH & BARBARA LITTLE LANDS
Legal Lot Number	2
Jurisdiction	CAROLINE MD
Township / Civil Division	8, AMERICAN CORNER
Census Block Group	1
Census Block	1045
Census Tract	955400

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7549 HARMONY RD, PRESTON, MD 21655-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2006 · Amount on Record
Deed Sale	Nov 29, 2006 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	200661403
Deed Book / Page	726 / 287
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7549 HARMONY RD, PRESTON, MD 21655-1926
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012690265
Date	Aug 3, 2017
Book Page	1269/265
Instrument	1269-265

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37214

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7549 HARMONY RD, PRESTON, MD 21655-1926
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013290218
Date	Oct 5, 2018
Book Page	1329/218

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	7549 HARMONY RD, PRESTON, MD 21655-1926
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014970258
Date	May 27, 2021
Book Page	1497/258

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00 (+2.64%) Homeowner's exemption	$248,000 (+14.94%)	$269,800 (+13.79%) Land $81,500 Building $188,300
2025	$2,649.00 (+12.44%)
2023	$2,356.00	$215,767	$237,100 Land $78,500 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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