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7549 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7549 Fingerboard Rd, Frederick, MD 21704 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,161 sqft · built 2007
Lot Size21 acres (918,680 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Jul 2005)
Tax Bill$10,913 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-246196

Property Details

APN / Parcel Number

Primary APN07-246196
Alternative APNs
  • 07214294
  • 246196

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,161 sqft Living Area
Gross Area5,047 sqft
1st Floor Area2,223 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area918,680 sqft (21 acres)
Garage TypeAttached
Garage Area886 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area966 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number246196
Street Address7549 FINGERBOARD RD
CityFREDERICK
StateMD
Zip21704-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 SECTION 1 21.09 ACRES SCHOTT DIVISION
Legal SubdivisionSCHOTT DIV SEC 01
Legal Lot Number3
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1023
Census Tract752201

Owner

Source: Frederick County records · APN 07-246196

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7549 FINGERBOARD RD, FREDERICK, MD 21704-7636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2005 · Amount on Record
Deed SaleJul 26, 2005 · Amount on Record
Prior SaleNov 10, 1997 · Amount on Record
Deed Document Number200555559
Deed Book / Page5452 / 17
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7549 FINGERBOARD RD, FREDERICK, MD 21704-7636
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySILK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156570405
DateJan 13, 2022
Book Page15657/405
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,913.00 (+15.04%) Homeowner's exemption$989,067 (+15.68%)$1,157,200 (+27.87%) Land $253,700 Building $903,500
2023$9,486.00 Homeowner's exemption$855,033$905,000 Land $173,700 Building $731,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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