7548 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 7548 Ternes St, Dearborn, MI 48126 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,986 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Mar 2012)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-063-27-002`

Property Details

APN / Parcel Number

Primary APN	`82-10-063-27-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	985 sqft
Basement Area	985 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	123 ft deep x 35 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7548 TERNES ST
City	DEARBORN
State	MI
Zip	48126-1374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 290 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB
Legal Subdivision	ROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number	290
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	5
Census Block	5009
Census Tract	573800

Owner

Source: Wayne County records · APN 82-10-063-27-002

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7548 TERNES ST, DEARBORN, MI 48126-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 07, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FINANCIAL CU
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Mar 05, 2020	Quit Claim Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2012 · Amount on Record
Deed Sale	Mar 21, 2012 · Amount on Record
Prior Sale	Dec 19, 2006 · Amount on Record
Deed Document Number	201263104
Deed Book / Page	49643 / 538
Last Transfer Date	Jan 31, 2020
Transfer Doc	0556230298
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7548 TERNES ST, DEARBORN, MI 48126-1374
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7548 TERNES ST, DEARBORN, MI 48126-1374

Mortgage

Document Number	0568651242
Date	Jul 09, 2021
Book Page	56865/1242
Instrument	2021276806

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7548 TERNES ST, DEARBORN, MI 48126-1374
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7548 TERRIES ST, DEARBORN, MI 48126

Mortgage

Document Number	0573940021
Date	Feb 07, 2022
Book Page	57394/21
Instrument	2022035748

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	7548 TERNES ST, DEARBORN, MI 48126-1374
Document Number	0556921463
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7548 TERNES ST DEARBORN MI 481261374, DEARBORN, MI 48126-1374

Mortgage

Document Number	0556921463
Date	Mar 17, 2020
Book Page	055692/001463
Instrument	136197

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2035

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 05, 2020
Property Address	7548 TERNES ST, DEARBORN, MI 48126-1374
Document Number	0556230298
Book / Page	055623 / 000298
Instrument Date	Jan 31, 2020
Instrument	56300
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7548 TERNES ST DEARBORN MI 481261374, DEARBORN, MI 48126-1374

Mortgage

Document Number	556921463
Date	Mar 05, 2020
Book Page	055692/001463
Instrument	136197

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 04, 2035

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,596.00 (-29.1%) Homeowner's exemption	$169,500 (+5.61%)	$339,000 (+5.61%)
2023		$160,500	$321,000
2019	$5,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 884 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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