7548 Forbes Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7548 Forbes Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,694 sqft · built 1983
Lot Size	0.581 acres (25,308 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Jul 2025)
Tax Bill	$2,133 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032A1 7 25`

Property Details

APN / Parcel Number

Primary APN	`032A1 7 25`
Alternative APN	`13028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,308 sqft (0.581 acres)
Garage Area	396 sqft
Porch	Slab
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7548 FORBES RD
City	GLOUCESTER
State	VA
Zip	23061-4273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FORBES SUB LOT 25
Legal Subdivision	FORBES
Legal Lot Number	25
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1001
Census Tract	100203

Owner

7548 Forbes Rd is owned and occupied by an individual who bought it in July 2025.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7548 FORBES RD, GLOUCESTER, VA 23061-4273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	20252640
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	0000000644
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 1, 2025
Property Address	7548 FORBES RD, GLOUCESTER, VA 23061-4273
Document Number	0250002640
Map Reference	MB 16 PG 52
Instrument Date	Jun 19, 2025
Instrument	250002640
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7548 FORBES RD, GLOUCESTER, VA 23061-4273

Mortgage

Document Number	0250002641
Date	Jul 1, 2025
Instrument	250002641

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7548 FORBES RD, GLOUCESTER, VA 23061-4273
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003464
Date	Jul 16, 2020
Instrument	200003464

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7548 FORBES RD, GLOUCESTER, VA 23061-4273
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004244
Date	Jun 14, 2021
Instrument	210004244

Lender

Name	TOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7548 Forbes Rd was $2,133, up 9.2% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,133.00 (+9.16%)	$359,630 (+14.8%) Land $59,930 Building $299,700	$359,630 (+14.8%) Land $59,930 Building $299,700
2025	$1,954.00 (+5.22%)	$313,280 (-) Land $59,930 Building $253,350	$313,280 (-) Land $59,930 Building $253,350
2024	$1,857.00	$313,280 (-) Land $59,930 Building $253,350	$313,280 (-) Land $59,930 Building $253,350
2023	$1,857.00 (+16.28%)	$313,280 (+44.16%) Land $59,930 Building $253,350	$313,280 (+44.16%) Land $59,930 Building $253,350
2022	$1,597.00	$217,320 Land $56,040 Building $161,280	$217,320 Land $56,040 Building $161,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7548 Forbes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7548 Forbes Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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