7547 Ally Cv, Walls, MS 38680 Property Records

DeSoto County property record for 7547 Ally Cv, Walls, MS 38680

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,608 sqft · built 2004
Lot Size	0.422 acres (18,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jul 2020)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-09-8-27-04-0-00157-00`

Property Details

APN / Parcel Number

Primary APN	`1-09-8-27-04-0-00157-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,608 sqft Adjusted Area
1st Floor Area	2,247 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,395 sqft (0.422 acres)
Lot Dimensions	137 ft deep x 41 ft wide

Location & Zoning

Street Address	7547 ALLY CV
City	WALLS
State	MS
Zip	38680-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	THE LAKES OF DELTA BLUFFS PLANNNED DEV PH III AREA H LOT 157
Legal Range	009
Legal Township	01S
Legal Section	27
Legal Subdivision	LAKES OF DELTA BLUFFS PH III
Legal Phase	3
Legal Lot Number	157
Jurisdiction	DESOTO MS
Township / Civil Division	3
Census Block Group	2
Census Block	2011
Census Tract	70102

Owner

Source: DeSoto County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7547 ALLY CV, WALLS, MS 38680-9101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Apr 21, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 28, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Apr 2, 2018 · Amount on Record
Deed Book / Page	926 / 697
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	000584/195
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7547 ALLY CV, WALLS, MS 38680-9101
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004516/224
Date	Apr 2, 2018
Book Page	4516/224
Instrument	T04516-00224

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7547 ALLY CV, WALLS, MS 38680-9101
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERICAN GUARANTY TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004338/404
Date	Apr 21, 2017
Book Page	4338/404

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2041

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7547 ALLY CV, WALLS, MS 38680-9101
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7547 ALLY CV, WALLS, MS 38680-9101

Mortgage

Document Number	005572/203
Date	Jul 22, 2022
Book Page	5572/203

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 28, 2020
Property Address	7547 ALLY CV, WALLS, MS 38680-9101
Document Number	000926/697
Book / Page	926 / 697
Map Reference	MB 82 PG 17&18
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 COUNTRY MEADOW DR, 108, SENATOBIA, MS 38668-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7547 ALLY CV, WALLS, MS 38680-9101

Mortgage

Document Number	0005001465
Date	Jul 28, 2020
Instrument	5001/465

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 2, 2018
Property Address	7547 ALLY CV, WALLS, MS 38680-9101
Document Number	000852/345
Book / Page	852 / 345
Map Reference	PB 82 PGS 17-18
Instrument Date	Mar 24, 2018
Instrument	W00852-00345
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1328 RHODE ISLAND ST, 1328, LAWRENCE, KS 66044-3580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7547 ALLY CV, WALLS, MS 38680-9101

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+18.69%)	$20,079 (+37.34%) Land $2,500 Building $17,579	$200,791 (+37.34%) Land $25,000 Building $175,791
2023	$1,172.00	$14,620	$146,199 Land $25,000 Building $121,199

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLS WATER ASSN- LAKE FOREST public/private · serves 9,298 people · EPA ID MS0170043
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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