7545 Spencer Ct, Riverside, CA 92506 Property Records

Riverside County property record for 7545 Spencer Ct, Riverside, CA 92506

Property Summary

Property TypeResidential Vacant Land
Lot Size3.43 acres (149,410 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Apr 2016)
Tax Bill$7,290 (2025)
Deeds & MortgagesJul 2021 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN243-220-061

Property Details

APN / Parcel Number

Primary APN243-220-061

Exterior

Lot Area149,410 sqft (3.43 acres)

Location & Zoning

Account Number243220061
Street Address7545 SPENCER CT
CityRIVERSIDE
StateCA
Zip92506
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1
Legal Description3.43 ACRES M/L IN LOT 8 MB 428/093
Legal Lot Number8
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1020
Census Tract30605

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9670 MAGNOLIA AVE STE 207, 207, RIVERSIDE, CA 92503-3684
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
CHINO COMMERCIAL BANK NA
May 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
CHINO COMMERCIAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2016 · Amount on Record
Deed SaleApr 1, 2016 · Amount on Record
Deed Document Number2016-0128064
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address7545 SPENCER CT, RIVERSIDE, CA 92506
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000456694
DateJul 30, 2021
Instrument2021-0456694
Lender
NameCHINO COMMERCIAL BANK NA
TypeBank
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address7545 SPENCER CT, RIVERSIDE, CA 92506
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000310955
DateMay 20, 2021
Instrument2021-0310955
Lender
NameCHINO COMMERCIAL BANK NA
TypeBank
AddressRANCHO CUCAMONGA, CA 91730
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,290.00 (+3.85%)$651,086 (+4.04%) Land $651,086
2023$7,020.00 (+1.87%)$625,804 Land $625,804
2022$6,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 40% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people · EPA ID CA3310031
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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