Oakland County property record for 7545 River Stone Ct, Clarkston, MI 48348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,161 sqft · built 1999 |
| Lot Size | 3.94 acres (171,626 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Oct 1999) |
| Tax Bill | $4,261 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-18-401-012 |
| Primary APN | J-08-18-401-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,161 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Basement Area | 1,580 sqft |
| Finished Basement | 1,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Lot Area | 171,626 sqft (3.94 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7545 RIVER STONE CT |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-4368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1R |
| Legal Description | T4N, R9E, SEC 18 PART OF SE 1/4 BEG AT PT DIST N 00-15-40 W 2315.70 FT FROM S 1/4 COR, TH N 00-15-40 W 334.85 FT, TH N 89-27-15 E 511.71 FT, TH S 00-32-32 E 334.88 FT, TH S 89-27-28 W 513.35 FT TO BEG 3.94 A 1-28-98 FR 002 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 18 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 127100 |
7545 River Stone Ct is owned and occupied by an individual who bought it in October 1999.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7545 RIVER STONE CT, CLARKSTON, MI 48348-4368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 1999 · Amount on File |
| Deed Sale | Oct 12, 1999 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 7545 RIVER STONE CT, CLARKSTON, MI 48348-4368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000157792 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 54631/120 |
| Instrument | 157792 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | MILLADORE, WI 54454 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 7545 RIVER STONE CT, CLARKSTON, MI 48348-4368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7545 RIVER STONE CT, CLARKSTON, MI 48348-4368 |
| Document Number | 0000296000 |
|---|---|
| Date | Jan 15, 2022 |
| Book Page | 57302/779 |
| Instrument | 296000 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 7545 River Stone Ct was $4,261 with a homeowner's exemption, down 31.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,261.00 (-31.51%) Homeowner's exemption | $341,300 Land $82,100 Building $259,200 | $682,600 Land $164,200 Building $518,400 |
| 2024 | $6,221.00 | ||
| 2023 | $296,700 Land $63,700 Building $233,000 | $593,400 Land $127,400 Building $466,000 | |
| 2022 | $5,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7545 River Stone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7545 River Stone Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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