7545 Prestwick Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7545 Prestwick Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,080 sqft · built 2000
Lot Size0.167 acres (7,300 sqft)
OwnerIndividual Name on File
Last Sale$1,400,000 (Oct 2021)
Tax Bill$18,160 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2021 Transfer
+ 4 more
Flood ZoneZone D (undetermined)
APN810-54-012

Property Details

APN / Parcel Number

Primary APN810-54-012

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,080 sqft Living Area
1st Floor Area2,362 sqft
2nd Floor Area718 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleOther
Construction TypeWood
Lot Area7,300 sqft (0.167 acres)
Garage Area718 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7545 PRESTWICK CT
CityGILROY
StateCA
Zip95020-3071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 9155 LOT 12
Legal Tract9155
Legal Lot Number12
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3014
Census Tract512200

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7545 PRESTWICK CT, GILROY, CA 95020-3071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Grant Deed, Transfer · Conventional Mortgage
REDWOOD CU
Jun 23, 2021Intrafamily Transfer, Transfer
Apr 3, 2020Deed of Trust, Mortgage · Line of Credit
STAR ONE CU
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
STAR ONE CU
Dec 14, 2018Deed of Trust, Mortgage
STAR ONE CU
Aug 31, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 5, 2021 · Amount on Record
Deed SaleOct 5, 2021 · Amount on Record
Prior SaleJun 23, 2021
Deed Document Number25123296
Record UpdatedJun 7, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 5, 2021
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0025123296
Map ReferenceMB 720 PG 22-33
Instrument DateSep 21, 2021
Instrument25123296
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7545 PRESTWICK CT, GILROY, CA 95020-3071

Mortgage

Document Number0025123297
DateOct 5, 2021
Instrument25123297
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateNov 1, 2031
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change7.87%
Index1-Year LIBOR
Margin2
Max Rate7.87%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJun 23, 2021
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0025006086
Map ReferenceMB 720 PG 22-33
Instrument DateJun 2, 2021
Instrument25006086
Transaction TypeTransfer
Record UpdatedJul 2, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7545 PRESTWICK CT, GILROY, CA 95020-3071

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0024452352
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7545 PRESTWICK CT GILROY CA 950203071, GILROY, CA 95020-3071

Mortgage

Document Number0024452352
DateApr 10, 2020
Instrument24452352
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 9, 2045
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0024452351
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7545 PRESTWICK CT GILROY CA 950203071, GILROY, CA 95020-3071

Mortgage

Document Number0024452351
DateApr 10, 2020
Instrument24452351
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0024086286
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7545 PRESTWICK CT GILROY CA 950203071, GILROY, CA 95020-3071

Mortgage

Document Number0024086286
DateDec 21, 2018
Instrument24086286
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
AmountAmount Recorded
Term180 Months
DueDec 20, 2033

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateAug 31, 2017
Property Address7545 PRESTWICK CT, GILROY, CA 95020-3071
Document Number0023742393
Map ReferenceMAP720 PG22-33
Instrument DateAug 25, 2017
Instrument23742393
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7545 PRESTWICK CT, GILROY, CA 95020-3071

Mortgage

Document Number0023742394
DateAug 31, 2017
Instrument23742394
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Mortgage

Document Number0023742395
DateAug 31, 2017
Instrument23742395
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,160.00 (+14.87%) Homeowner's exemption$1,485,691 (+16.98%) Land $955,087 Building $530,604
2023$15,809.00 (-9.55%) Homeowner's exemption$1,270,000 Land $816,400 Building $453,600
2022$17,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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