7544 Ridge Rd, Newcastle, CA 95658 Property Records

Placer County property record for 7544 Ridge Rd, Newcastle, CA 95658

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 3,331 sqft · built 1988
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on File
Last Sale	$1,550,000 (Jul 2023)
Tax Bill	$16,721 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-172-027-000`

Property Details

APN / Parcel Number

Primary APN	`031-172-027-000`
Alternative APNs	`031171057000` `031-172-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,331 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	230,868 sqft
Garage Area	2,326 sqft
Parking Spaces	8 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-172-027
Street Address	7544 RIDGE RD
City	NEWCASTLE
State	CA
Zip	95658-9610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	FBX
Legal Description	5.3 AC POR PAR D PMOR 22 006
Legal Subdivision	WESTVIEW ACRES
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3005
Census Tract	20501

Owner

7544 Ridge Rd, a duplex, is owned and occupied by two individuals who bought it in July 2023.

Source: Placer County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CREDIT UNION
Jul 21, 2023	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	May 26, 1999 · Amount on File
Deed Document Number	202338550
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Oct 1, 2026
Property Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610
Document Number	0000056255
Instrument Date	Sep 23, 2026
Instrument	202656255
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610

Mortgage

Document Number	0000056255,
Date	Oct 1, 2026
Instrument	202656255

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 21, 2023
Property Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610
Document Number	0000038550
Map Reference	MB 22 PG 6
Instrument Date	Jul 14, 2023
Instrument	2023-0038550
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610

Mortgage

Document Number	0000038551
Date	Jul 21, 2023
Instrument	2023-0038551

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000038552
Date	Jul 21, 2023
Instrument	2023-0038552

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088502
Date	Nov 6, 2019
Instrument	2019-0088502

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7544 RIDGE RD, NEWCASTLE, CA 95658-9610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TTL CO INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101178
Date	Dec 13, 2019
Instrument	2019-0101178

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7544 Ridge Rd was $16,721.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,612,620 (+2%) Land $416,160 Building $1,196,460
2025	$16,721.00	$1,581,000 Land $408,000 Building $1,173,000
2023	$9,692.00 (+0.99%) Homeowner's exemption	$879,797 Land $180,811 Building $698,986
2022	$9,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7544 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7544 Ridge Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: Astound Broadband, AT&T, Succeed.Net, Zeta Broadband.

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