7544 Montego Ct, Riverdale, GA 30274 Property Records

Clayton County property record for 7544 Montego Ct, Riverdale, GA 30274

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1973
Lot Size	0.291 acres (12,714 sqft)
Owner	Individual Name on File
Tax Bill	$2,749 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-205A-C-004`

Property Details

APN / Parcel Number

Primary APN	`13-205A-C-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	12,714 sqft (0.291 acres)
Lot Dimensions	163 ft deep x 78 ft wide
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Street Address	7544 MONTEGO CT
City	RIVERDALE
State	GA
Zip	30274-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS110
Legal Subdivision	WINDGATE HILLS
Legal Lot Number	76
Jurisdiction	CLAYTON GA
Township / Civil Division	RIVERDALE
Census Block Group	2
Census Block	2000
Census Tract	40533

Owner

7544 Montego Ct is owned and occupied by an individual who acquired it in October 2021.

Source: Clayton County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LENDING
Oct 26, 2021	Warranty Deed, Transfer
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Oct 19, 1994 · Amount on File
Deed Document Number	202110032
Deed Book / Page	12701 / 715
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0122190192
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618

Mortgage

Document Number	0136550000000042
Date	Jan 23, 2024
Book Page	0000013655/0000000042

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON GA
Property Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618

Mortgage

Document Number	0127010000000717
Date	Nov 1, 2021
Book Page	0000012701/0000000717

Lender

Name	NATIONS RELIABLE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON GA
Recording Date	Oct 26, 2021
Property Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618
Document Number	0127010715
Book / Page	12701 / 715
Instrument Date	Oct 26, 2021
Instrument	2021-010032
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAYTON GA
Recording Date	Nov 17, 2020
Property Address	7544 MONTEGO CT, RIVERDALE, GA 30274-3618
Document Number	0122190192
Book / Page	012219 / 000192
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7544 MONTEGO CT RIVERDALE GA 302743618, RIVERDALE, GA 30274-3618

Tax Assessment & Valuation

The 2026 property tax bill for 7544 Montego Ct was $2,749 with a homeowner's exemption.

Source: Clayton County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Clayton County
Unified School District	Clayton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,749.00 Homeowner's exemption	$83,640 (+3.51%) Land $8,000 Building $75,640	$209,100 (+3.51%) Land $20,000 Building $189,100
2025	$2,749.00 Homeowner's exemption	$80,800 Land $8,000 Building $72,800	$202,000 Land $20,000 Building $182,000
2023	$2,225.00 Homeowner's exemption	$61,640 Land $8,000 Building $53,640	$154,100 Land $20,000 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7544 Montego Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7544 Montego Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAYTON COUNTY WATER AUTHORITY serves 298,374 people · EPA ID GA0630000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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