7544 Blackjack Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7544 Blackjack Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 2021
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$223,300 (Oct 2021)
Tax Bill	$1,963 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-2S-27-0370-00B00-0220`

Property Details

APN / Parcel Number

Primary APN	`12-2S-27-0370-00B00-0220`
Alternative APN	`S27212037000B000220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,503 sqft
1st Floor Area	1,210 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7544 BLACKJACK CIR
City	NAVARRE
State	FL
Zip	32566-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	BLACKJACK ESTATES LOT 22 BLK B AS DES IN OR 4196 PG 593
Legal Range	27W
Legal Township	2S
Legal Section	12
Legal Subdivision	BLACKJACK ESTATES
Legal Block	B
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1015
Census Tract	10822

Owner

7544 Blackjack Cir is owned and occupied by two individuals who bought it in October 2021.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7544 BLACKJACK CIR, NAVARRE, FL 32566-7811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Feb 4, 2021	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Feb 4, 2021 · Amount on File
Deed Document Number	202170315
Deed Book / Page	4196 / 593
Prior Transfer Date	Apr 24, 2006
Prior Transfer Doc	0025920999
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2021
Property Address	7544 BLACKJACK CIR, NAVARRE, FL 32566-7811
Document Number	0041960593
Book / Page	4196 / 593
Map Reference	MB D PG 55
Instrument Date	Oct 18, 2021
Instrument	202170315
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,563.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7544 BLACKJACK CIR, NAVARRE, FL 32566-7811

Mortgage

Document Number	0004196595
Date	Oct 20, 2021
Instrument	4196/595

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 4, 2021
Property Address	7544 BLACKJACK CIR, NAVARRE, FL 32566-7811
Document Number	0040661470
Book / Page	4066 / 1470
Map Reference	MB D PG 55
Instrument Date	Sep 15, 2020
Instrument	202107254
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Tax	$206.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2765 OLA BROXSON RD, NAVARRE, FL 32566-6347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,193 (+2.9%)	$205,052 (+1.96%) Land $28,000 Building $177,052
2024	$1,963.00 (+2.51%) Homeowner's exemption	$197,466 (+3%)	$201,106 (+0.69%) Land $28,000 Building $173,106
2023	$1,915.00 (+2.96%) Homeowner's exemption	$191,715 (+3%)	$199,733 (+7.31%) Land $28,000 Building $171,733
2022	$1,860.00 Homeowner's exemption	$186,131	$186,131 Land $28,000 Building $158,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7544 Blackjack Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7544 Blackjack Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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