Livingston County property record for 7543 Bergin Rd, Howell, MI 48843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1996 |
| Lot Size | 7.99 acres (348,044 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $347,500 (Oct 2019) |
| Tax Bill | $5,084 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-400-022 |
| Primary APN | 07-25-400-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 348,044 sqft (7.99 acres) |
| Garage Area | 1,488 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7543 BERGIN RD |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-8037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 25 T3N R5E BEG AT S 1/4 COR OF SEC, TH N01*42'11"W 966.54 FT ALG N/S 1/4 LN OF SD SEC, TH N88*17'49"E 287.82 FT, TH |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 25 |
| Legal Subdivision | ML SUB |
| Legal Tract | 712600 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 712602 |
Source: Livingston County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK |
| May 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOC FCU |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Oct 30, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance GOLD STAR MORTGAGE GROUP |
| Jun 10, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 3, 2017 | Warranty Deed, Transfer SELECT TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Aug 3, 2017 · Amount on Record |
| Deed Document Number | 201929947 |
| Last Transfer Date | Feb 6, 2025 |
| Transfer Doc | 0000002253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jul 23, 2026 |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000016055 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202616055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000016055, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202616055 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 25, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.81% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008897 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023R-008897 |
| Name | LOC FCU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48336 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 31, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | LIB |
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000047954 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020R-047954 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000009112 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022R-009112 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Oct 30, 2019 |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000029947 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 2019R-029947 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SELECT TITLE AGENCY OF ARIZO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1080 N HACKER RD, HOWELL, MI 48843-7138 |
| Document Number | 0000029948 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2019R-029948 |
| Name | GOLD STAR MORTGAGE GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Jun 10, 2019 |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000014210 |
| Instrument Date | May 24, 2019 |
| Instrument | 2019R-014210 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | SELECT TITLE AGENCY OF ARIZO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000014211 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 2019R-014211 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Aug 3, 2017 |
| Property Address | 7543 BERGIN RD, HOWELL, MI 48843-8037 |
| Document Number | 0000022742 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017R-022742 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SELECT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7543 BERGIN RD, 7543, HOWELL, MI 48843-8037 |
| Name | Verified Name |
|---|---|
| Address | 9359 HARBOR COVE CIR, WHITMORE LAKE, MI 48189-9275 |
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Hartland Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,300 (+19.86%) | $446,600 (+19.86%) | |
| 2025 | $5,084.00 (+32.09%) | ||
| 2023 | $186,300 | ||
| 2021 | $372,600 | ||
| 2019 | $3,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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