San Joaquin County property record for 7541 W Rena Dr, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,017 sqft · built 2005 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $435,000 (May 2013) |
| Tax Bill | $9,503 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-620-080-000 |
| Primary APN | 248-620-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,017 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-620-08 |
|---|---|
| Street Address | 7541 W RENA DR |
| City | TRACY |
| State | CA |
| Zip | 95304-8181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RVL |
| Legal Description | LOT 91 |
| Legal Subdivision | CARBONA STATION |
| Legal Block | 1 |
| Legal Lot Number | 91 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5502 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7541 W RENA DR, TRACY, CA 95304-8181 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK |
| Aug 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on Record |
| Deed Sale | May 3, 2013 · Amount on Record |
| Prior Sale | Apr 23, 2009 · Amount on Record |
| Deed Document Number | 201359049 |
| Prior Transfer Date | Sep 18, 2008 |
| Prior Transfer Doc | 0000154947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 7541 W RENA DR, TRACY, CA 95304-8181 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7541 W RENA DR, TRACY, CA 95304-8181 |
| Document Number | 0000148373 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-148373 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | Monthly |
| Min Rate At Change | 0.08% |
| Max Rate At Change | 0.1% |
| Max Rate | 17% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 7541 W RENA DR, TRACY, CA 95304-8181 |
| Document Number | 0000138026 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7541 W RENA DR TRACY CA 953048181, TRACY, CA 95304-8181 |
| Document Number | 0000138026 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 138026 |
| Name | LOANLOCK |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 7541 W RENA DR, TRACY, CA 95304-8181 |
| Document Number | 0000091175 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7541 W RENA DR TRACY CA 953048181, TRACY, CA 95304-8181 |
| Document Number | 0000091175 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 91175 |
| Name | LOANLOCK |
|---|---|
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 9, 2032 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,503.00 (+1.38%) | ||
| 2025 | $9,374.00 (+5.48%) | $572,431 (+4.04%) Land $132,988 Building $439,443 | |
| 2023 | $8,887.00 (+3.07%) Homeowner's exemption | $550,205 Land $127,825 Building $422,380 | $943,110 |
| 2022 | $8,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIROAKS PWS #44 serves 1,172 people · EPA ID CA3901348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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