7541 Sandstone St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7541 Sandstone St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,941 sqft · built 1998
Lot Size	0.467 acres (20,386 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2023)
Tax Bill	$3,438 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26300-0300`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26300-0300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,941 sqft Heated Area
Gross Area	2,527 sqft
1st Floor Area	2,370 sqft
Utility Area	9 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	20,386 sqft (0.467 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920263000300
Street Address	7541 SANDSTONE ST
City	NAVARRE
State	FL
Zip	32566-7639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 30 BLK 263 AS DES IN OR 4458 PG 2046
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	263
Legal Lot Number	30
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1015
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage LEND SMART MORTGAGE LLC
Jul 17, 2020	Deed of Trust, Mortgage PENNYMAC
Feb 19, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202355604
Deed Book / Page	4458 / 2046
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 15, 2023
Property Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639
Document Number	0044582046
Book / Page	4458 / 2046
Map Reference	MB B PG 155
Instrument Date	Dec 12, 2023
Instrument	202355604
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 TARRY BROOK DR, GLASTONBURY, CT 06033-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639

Mortgage

Document Number	0044582051
Date	Dec 15, 2023
Instrument	4458/2051

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2020
Property Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639
Document Number	0040162036
Book / Page	4016 / 2036
Map Reference	MB B PG 155
Instrument Date	Oct 15, 2020
Instrument	202054391
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	EMERALD COAST TTL INC GULF B

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1785 MORNINGVIEW LN, 1785, CASTLE ROCK, CO 80109-3640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639

Mortgage

Document Number	0040162038
Date	Oct 20, 2020
Instrument	4016/2038

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639
Document Number	0039810205
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7317 SANDSTONE ST NAVARRE FL 325667659, NAVARRE, FL 32566-7659

Mortgage

Document Number	0039810205
Date	Jul 24, 2020
Book Page	003981/000205
Instrument	37038

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 19, 2019
Property Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639
Document Number	0038041373
Book / Page	3804 / 1373
Map Reference	MB B PG 155
Instrument Date	Feb 15, 2019
Instrument	201906235
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 BAHAMA DR, 1924, NAVARRE, FL 32566-7661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 SANDSTONE ST, NAVARRE, FL 32566-7639

Mortgage

Document Number	0201906236
Date	Feb 19, 2019
Instrument	201906236

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,438.00 (+30.08%) Homeowner's exemption	$326,655 (+28.51%) Land $75,000 Building $251,655	$326,655 (+3.85%) Land $75,000 Building $251,655
2023	$2,643.00 (+2.68%) Homeowner's exemption	$254,182 (+3%)	$314,551 (+8.94%) Land $65,000 Building $249,551
2022	$2,574.00 Homeowner's exemption	$246,779	$288,729 Land $50,000 Building $238,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Broadband.

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