7540 Texas Ave, Mentor, OH 44060 Property Records

Lake County property record for 7540 Texas Ave, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,476 sqft · built 1959
Lot Size	0.505 acres (22,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2023)
Tax Bill	$6,183 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-C-073-D-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-073-D-00-007-0`
Alternative APN	`C 136`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,096 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,002 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
View / Lot	Restrictions
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	64 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7540 TEXAS AVE
City	MENTOR
State	OH
Zip	44060-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 6 TRACT 9
Legal Subdivision	WESTERN PARK ALLOTMENT NO. 4
Legal Tract	9
Legal Block	4
Legal Lot Number	6
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	4
Census Block	4012
Census Tract	203000

Owner

Source: Lake County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7540 TEXAS AVE, MENTOR, OH 44060-3906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2023	Survivorship Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Apr 4, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on Record
Deed Sale	Apr 4, 2023 · Amount on Record
Prior Sale	May 29, 2002 · Amount on Record
Deed Document Number	20236081
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7540 TEXAS AVE, MENTOR, OH 44060-3906
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 TEXAS AVE, MENTOR, OH 44060-3906

Mortgage

Document Number	0000004130
Date	Mar 6, 2024
Instrument	2024R004130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAKE OH
Recording Date	Apr 4, 2023
Property Address	7540 TEXAS AVE, MENTOR, OH 44060-3906
Document Number	0000006081
Map Reference	VOL K PG 19
Instrument Date	Mar 31, 2023
Instrument	2023R006081
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7540 TEXAS AVE, MENTOR, OH 44060-3906

Mortgage

Document Number	0000006082
Date	Apr 4, 2023
Instrument	2023R006082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Apr 4, 2023
Property Address	7540 TEXAS AVE, MENTOR, OH 44060-3906
Document Number	0000006080
Map Reference	VOL K PG 19
Instrument Date	Mar 3, 2023
Instrument	2023R006080
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ROUTE 292, HOLMES, NY 12531-5243

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,660 (+38.9%) Land $23,590 Building $59,070	$236,160 (+38.89%) Land $67,400 Building $168,760
2023	$6,183.00 (+156.77%) Homeowner's exemption Senior Citizen's exemption	$59,510 (-) Land $19,300 Building $40,210
2022	$2,408.00 Homeowner's exemption Senior Citizen's exemption	$59,510 Land $19,300 Building $40,210
2021			$170,030 Land $55,150 Building $114,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2015)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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