7540 S Old State Rd 37, Bloomington, IN 47403 Property Records

Monroe County property record for 7540 S Old State Rd 37, Bloomington, IN 47403

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 925 sqft · built 1927
Lot Size	6.21 acres (270,508 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2023)
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-13590-00`

Property Details

APN / Parcel Number

Primary APN	`004-13590-00`
Alternative APN	`53-11-08-100-018.000-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Family Room	Family Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	270,508 sqft (6.21 acres)
Terrain	High
Garage Type	Detached
Garage Area	396 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004-13590-00
Street Address	7540 S OLD STATE ROAD 37
City	BLOOMINGTON
State	IN
Zip	47403-9680
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SR
Legal Description	004-13590-00 HOPKINS - SOUL HARBOR APOSTOLIC CHURCH TYPE E ADMINISTRATIVE SUBDIVISION LOT 1
Legal Lot Number	1
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BEDFORD FSB
Oct 29, 2024	Intrafamily Transfer, Transfer
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Aug 22, 2018	Warranty Deed, Transfer · Conventional Mortgage OWEN COUNTY STATE BANK
Aug 31, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	202349380
Prior Transfer Date	Aug 26, 2005
Prior Transfer Doc	2005017791
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020012262
Date	Aug 5, 2020
Instrument	2020012262

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	54254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7510 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680

Mortgage

Document Number	2025014707
Date	Dec 29, 2025
Instrument	2025014707

Lender

Name	BEDFORD FSB
Type	Bank
Address	1030 15TH ST, BEDFORD, IN 47421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2027

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Oct 29, 2024
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Document Number	2024011562
Map Reference	DOC 2024011558
Instrument Date	Oct 7, 2024
Instrument	2024011562
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 3, 2023
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Document Number	2023007246
Instrument Date	Jun 30, 2023
Instrument	2023007246
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680

Mortgage

Document Number	2023007247
Date	Jul 3, 2023
Instrument	2023007247

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 22, 2018
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Document Number	2018011517
Instrument Date	Aug 20, 2018
Instrument	2018011517
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680

Mortgage

Document Number	2018011518
Date	Aug 22, 2018
Instrument	2018011518

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

August 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Aug 31, 2005
Property Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680
Document Number	2005017791
Instrument Date	Aug 26, 2005
Instrument	2005017791
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7540 S OLD STATE ROAD 37, BLOOMINGTON, IN 47403-9680

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,986.00 (+35.29%)	$76,100 (-58.32%) Land $76,100	$76,100 (-58.32%) Land $76,100
2024	$1,468.00 (+18.96%)
2023		$182,600 (+8.88%) Land $73,700 Building $108,900	$182,600 (+8.88%) Land $73,700 Building $108,900
2022	$1,234.00 (+13.73%)	$167,700 Land $64,100 Building $103,600	$167,700 Land $64,100 Building $103,600
2021	$1,085.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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