Winnebago County property record for 7540 Grace Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,781 sqft · built 1995 |
| Lot Size | 0.743 acres (32,353 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jul 2013) |
| Tax Bill | $12,786 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-251-012 |
| Primary APN | 08-02-251-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,781 sqft Living Area |
| 1st Floor Area | 1,947 sqft |
| Basement Area | 1,947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 32,353 sqft (0.743 acres) |
| Lot Dimensions | 194 ft deep x 170 ft wide |
| Garage Area | 748 sqft |
| Deck Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 110A210 |
|---|---|
| Street Address | 7540 GRACE DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT NO 16 HINKLES WOODED ACRES BNG PTN1/2 SEC 2-45-2 LOT 210 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 2 |
| Legal Subdivision | HINKLES WOODED ACRES |
| Legal Lot Number | 210 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7540 GRACE DR, ROSCOE, IL 61073-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit ILLINOIS BK&TR |
| Mar 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Deed Document Number | 20131033497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7540 GRACE DR, ROSCOE, IL 61073-8534 |
| Document Number | 0001013098 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7540 GRACE DR ROSCOE IL 610738534, ROSCOE, IL 61073-8534 |
| Document Number | 0001013098 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 1013098 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7540 GRACE DR, ROSCOE, IL 61073-8534 |
| Document Number | 0001008903 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7540 GRACE DR ROSCOE IL 610738534, ROSCOE, IL 61073-8534 |
| Document Number | 0001008903 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 1008903 |
| Name | ILLINOIS BK&TR |
|---|---|
| Address | ROCKFORD, IL 61114-4429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7540 GRACE DR, ROSCOE, IL 61073-8534 |
| Document Number | 0001008902 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7540 GRACE DR ROSCOE IL 610738534, ROSCOE, IL 61073-8534 |
| Document Number | 0001008902 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 1008902 |
| Name | ILLINOIS BK&TR |
|---|---|
| Address | ROCKFORD, IL 61114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2048 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,786.00 | $170,422 (+35.75%) Land $23,545 Building $146,877 | $511,266 (+35.75%) Land $70,635 Building $440,631 |
| 2022 | Homeowner's exemption | $125,540 Land $17,344 Building $108,196 | $376,620 Land $52,032 Building $324,588 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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