754 Wisteria Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 754 Wisteria Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,845 sqft · built 1996
Lot Size	0.127 acres (5,517 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Sep 2020)
Tax Bill	$10,297 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2025 Second Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`808-39-061`

Property Details

APN / Parcel Number

Primary APN	`808-39-061`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	963 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,517 sqft (0.127 acres)
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	754 WISTERIA DR
City	GILROY
State	CA
Zip	95020-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8796 BOOK 677 PAGE 41 PAGE 42 LOT 20
Legal Subdivision	TRACT NO 8796
Legal Tract	8796
Legal Lot Number	20
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1026
Census Tract	512509

Owner

754 Wisteria Dr is owned and occupied by an individual who bought it in September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	754 WISTERIA DR, GILROY, CA 95020-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Sep 21, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Sep 21, 2020	Grant Deed, Transfer ORANGE COAST TTL CO OF NOCAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Sep 21, 2011 · Amount on File
Deed Document Number	202024622775
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0024622776
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	754 WISTERIA DR, GILROY, CA 95020-3416
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 WISTERIA DR, GILROY, CA 95020-3416

Mortgage

Document Number	0025938468
Date	Feb 3, 2026
Instrument	25938468

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	6640 VIA DEL ORO, SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 29, 2056

Interest

Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	754 WISTERIA DR, GILROY, CA 95020-3416
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 WISTERIA DR, GILROY, CA 95020-3416

Mortgage

Document Number	0025906328
Date	Nov 19, 2025
Instrument	25906328

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	754 WISTERIA DR, GILROY, CA 95020-3416
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 WISTERIA DR, GILROY, CA 95020-3416

Mortgage

Document Number	0025267418
Date	Mar 24, 2022
Instrument	25267418

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2020
Property Address	754 WISTERIA DR, GILROY, CA 95020-3416
Document Number	0024622776
Instrument Date	Sep 17, 2020
Instrument	24622776
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	754 WISTERIA DR GILROY CA 950203416, GILROY, CA 95020-3416

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2020
Property Address	754 WISTERIA DR, GILROY, CA 95020-3416
Document Number	0024622775
Map Reference	MB 677 PG 41&42
Instrument Date	Sep 14, 2020
Instrument	24622775
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 WISTERIA DR, GILROY, CA 95020-3416

Tax Assessment & Valuation

The 2025 property tax bill for 754 Wisteria Dr was $10,297.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,138 (+2%) Land $552,591 Building $297,547
2025	$10,297.00	$833,469 Land $541,756 Building $291,713
2023	$10,077.00 (+1.66%)	$801,107 Land $520,720 Building $280,387
2022	$9,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 754 Wisteria Dr in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Wisteria Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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