754 Windsor Rd, Troy, OH 45373 Property Records

Miami County property record for 754 Windsor Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,375 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Jan 2019)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D08-042820`

Property Details

APN / Parcel Number

Primary APN	`D08-042820`
Alternative APNs	`050617.4-12-005-00` `D08NW055 02500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	2,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	266 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	754 WINDSOR RD
City	TROY
State	OH
Zip	45373-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 4312 5 N SIDE IN LOT 4313 70 S SIDE
Legal Subdivision	WESTBROOK SUBDIVISION NUMBER 5
Legal Lot Number	4312
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1008
Census Tract	365002

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	754 WINDSOR RD, TROY, OH 45373-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit ABBEY CU INC
Jun 23, 2017	Deed of Trust, Mortgage GREENVILLE NATIONAL BANK
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABBEY CU INC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABBEY CU INC
Jan 4, 2019	Warranty Deed, Transfer · Conventional with PMI ABBEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	20192019OR-00195
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	754 WINDSOR RD, TROY, OH 45373-1134
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014079
Date	Dec 5, 2025
Instrument	2025OR-14079

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	800 FALLS CREEK DR, VANDALIA, OH 45377

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2045

Interest

Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	754 WINDSOR RD, TROY, OH 45373-1134
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007612
Date	Jun 23, 2017
Instrument	2017OR-07612

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank
Address	ARCANUM, OH 45304

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	754 WINDSOR RD, TROY, OH 45373-1134
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012159
Date	Jul 13, 2021
Instrument	2021OR-12159

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	754 WINDSOR RD, TROY, OH 45373-1134
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020273
Date	Nov 22, 2021
Instrument	2021OR-20273

Lender

Name	ABBEY CU INC
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2031

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 4, 2019
Property Address	754 WINDSOR RD, TROY, OH 45373-1134
Document Number	0000000195
Instrument Date	Dec 18, 2018
Instrument	195
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	754 WINDSOR RD TROY OH 453731134, TROY, OH 45373-1134

Mortgage

Document Number	196
Date	Jan 4, 2019
Instrument	196

Lender

Name	ABBEY CU
Type	Credit Union
Address	VANDALIA, OH 45377

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00 (+13.59%) Homeowner's exemption	$73,090 (+29.2%) Land $10,540 Building $62,550	$208,800 (+29.21%) Land $30,100 Building $178,700
2024	$2,134.00 (+2.2%) Homeowner's exemption	$56,570 (-) Land $11,380 Building $45,190
2023	$2,088.00 (+17.5%) Homeowner's exemption	$56,570 (-) Land $11,380 Building $45,190	$161,600 (-) Land $32,500 Building $129,100
2022	$1,777.00 Homeowner's exemption	$56,570 Land $11,380 Building $45,190	$161,600 Land $32,500 Building $129,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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