754 Upward Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 754 Upward Rd, Flat Rock, NC 28731

Property Summary

Property TypeGrocery, Supermarket
Details4,534 sqft · built 1996
Lot Size2.27 acres (98,881 sqft)
OwnerCompany Name on File
Last Sale$6,400,000 (Sep 2024)
Tax Bill$12,754 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN9588401496

Property Details

APN / Parcel Number

Primary APN9588401496
Alternative APN
  • 10008000

Interior

Stories1 Story
Building Area4,534 sqft Total Area
1st Floor Area3,036 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Lot Area98,881 sqft (2.27 acres)
Canopy5,074 sqft
Utility Building264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10008000
Street Address754 UPWARD RD
CityFLAT ROCK
StateNC
Zip28731
Property CategoryCommercial
Property TypeCommercial > Retail > Grocery, Supermarket
Local Zoning Code10008000~C
Legal DescriptionON UPWARD RD
Legal Block40
Legal Lot Number1496
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1019
Census Tract930201

Owner

754 Upward Rd, a commercial property, is owned by a company that bought it in September 2024.

Source: Henderson County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address751 ASHE ST, HENDERSONVILLE, NC 28792-2611
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Deed Document Number20241019825
Deed Book / Page4206 / 203
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address754 UPWARD RD, FLAT ROCK, NC 28731
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 FILLMORE ST 525, 525, DENVER, CO 80206-5048

Mortgage

Document Number0044040500
DateMar 3, 2026
Book Page4404/500
Instrument1001045359
Lender
NameCAPITAL ONE BANK NA
TypeBank
Address1680 CAPITAL ONE DR, MCLEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueFeb 24, 2031
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 754 Upward Rd was $12,754.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityHendersonville City
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,341,200 (-) Land $741,600 Building $599,600
2025$12,754.00$1,341,200 Land $741,600 Building $599,600
2023$1,341,200 Land $741,600 Building $599,600$1,341,200 Land $741,600 Building $599,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 754 Upward Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Upward Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
DSL
100 / 20

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