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754 Summerfield Pl, Flat Rock, NC 28731 Property Records

Henderson County property record for 754 Summerfield Pl, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,281 sqft · built 2021
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (May 2023)
Tax Bill$2,876 (2025)
Deeds & MortgagesMay 2023 Sale
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9588639426

Property Details

APN / Parcel Number

Primary APN9588639426
Alternative APN
  • 10005981

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,281 sqft Heated Area
1st Floor Area1,781 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area3,049 sqft (0.07 acres)
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10005981
Street Address754 SUMMERFIELD PL
CityFLAT ROCK
StateNC
Zip28731-1090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10005981~R
Legal DescriptionTHE ORCHARDS OF FLAT ROCK LO23 PL2020-12622
Legal Block63
Legal Lot Number9426
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group1
Census Block1014
Census Tract930302

Owner

754 Summerfield Pl is owned and occupied by two individuals who bought it in May 2023.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Warranty Deed, Transfer
Apr 30, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2023 · Amount on File
Deed SaleMay 12, 2023 · Amount on File
Deed Document Number2023997663
Deed Book / Page4043 / 58
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMay 12, 2023
Property Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090
Document Number0040430058
Book / Page4043 / 58
Map ReferenceSL 12622
Instrument DateMay 10, 2023
Instrument1000997663
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

AmountAmount on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHENDERSON NC
Recording DateApr 30, 2021
Property Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090
Document Number0037020176
Book / Page3702 / 176
Map ReferenceSL 12622
Instrument DateApr 30, 2021
Instrument952075
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 8, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$743.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 SUMMERFIELD PL, FLAT ROCK, NC 28731-1090

Mortgage

Document Number0000952076
DateApr 30, 2021
Instrument952076
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 754 Summerfield Pl was $2,876.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,700 Land $50,000 Building $462,700
2025$2,876.00
2023$540,100 Land $50,000 Building $490,100$512,700 Land $50,000 Building $462,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Summerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Summerfield Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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