754 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 754 Riverbend Rd, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,021 sqft · built 2017
Lot Size0.534 acres (23,295 sqft)
Owner2 Individual Names on Record
Last Sale$717,778 (Jan 2018)
Tax Bill$7,787 (2025)
Deeds & MortgagesJun 2022 Line of Credit
May 2020 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN78-0020-00530-000

Property Details

APN / Parcel Number

Primary APN78-0020-00530-000

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,021 sqft Living Area
Basement Area1,563 sqft
Finished Basement1,563 sqft
Unfinished Basement1,563 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,295 sqft (0.534 acres)
Garage TypeAttached
Garage Area1,115 sqft
PorchSlab
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address754 RIVERBEND RD
CityOXBOW
StateND
Zip58047-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 18 BLOCK: 3 ADDITION: OXBOW 2ND ADDITION ADDITIONAL: LOT 18 BLK 3 OXBOW 2ND ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM PLEASANT TWP PER PLAT DOC#1417237
Legal SubdivisionOXBOW 2ND ADDITION
Legal Block3
Legal Lot Number18
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address754 RIVERBEND RD, OXBOW, ND 58047-5015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
FIRST INTERNATIONAL BANK & TRUST
May 18, 2020Deed of Trust, Mortgage · Line of Credit
FIRST INTERNATIONAL BANK & TRUST
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNATIONAL BANK & TRUST
Mar 24, 2021Deed of Trust, Mortgage · Line of Credit
FIRST INTERNATIONAL BANK & TRUST
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2018 · Amount on Record
Deed SaleJan 9, 2018 · Amount on Record
Prior SaleMay 2, 2016 · Amount on Record
Deed Document Number20181529266
Prior Transfer DateJun 30, 2017
Prior Transfer Doc0001514228
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address754 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedSep 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001668434
DateJun 21, 2022
Instrument1668434
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressFARGO, ND 58104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address754 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001590762
DateMay 18, 2020
Instrument1590762
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressFARGO, ND 58104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMay 6, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address754 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001586751
DateApr 6, 2020
Instrument1586751
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressMINOT, ND 58703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address754 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001626510
DateMar 24, 2021
Instrument1626510
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressFARGO, ND 58104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term72 Months
DueMar 8, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address754 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyTHE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001620676
DateJan 27, 2021
Instrument1620676
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressMINOT, ND 58703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,787.00 (-8.15%)$417,600 (+6.31%) Land $67,050 Building $350,550$835,200 (+6.31%) Land $134,100 Building $701,100
2023$8,478.00$392,800 Land $60,950 Building $331,850$785,600 Land $121,900 Building $663,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 87% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

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