754 Ray St, Roanoke, VA 24019 Property Records

Botetourt County property record for 754 Ray St, Roanoke, VA 24019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,710 sqft · built 1996
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2025)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	May 2021 Refinance Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`107L(1)35`

Property Details

APN / Parcel Number

Primary APN	`107L(1)35`
Alternative APN	`14756`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,710 sqft Finished Area
Basement Area	1,543 sqft
Finished Basement	150 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,996 sqft (0.482 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	372 sqft
Patio Area	372 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	14756
Street Address	754 RAY ST
City	ROANOKE
State	VA
Zip	24019-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LAUREL MOUNTAIN LOT 35
Legal Subdivision	LAUREL MOUNTAIN
Legal Lot Number	35
Jurisdiction	BOTETOURT VA
Township / Civil Division	VALLEY
Census Block Group	1
Census Block	1015
Census Tract	40501

Owner

754 Ray St is owned and occupied by two individuals who bought it in July 2025.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	754 RAY ST, ROANOKE, VA 24019-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Deed Document Number	20252451
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	754 RAY ST, ROANOKE, VA 24019-8017
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002957
Date	May 28, 2021
Instrument	210002957

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.63%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	754 RAY ST, ROANOKE, VA 24019-8017
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004259
Date	Aug 10, 2021
Instrument	210004259

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 754 Ray St was $2,857.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,200 (-) Land $45,000 Building $363,200	$408,200 (-) Land $45,000 Building $363,200
2025	$2,857.00	$408,200 Land $45,000 Building $363,200	$408,200 Land $45,000 Building $363,200
2024	$2,857.00
2023		$284,800 (-) Land $45,000 Building $239,800	$284,800 (-) Land $45,000 Building $239,800
2022	$2,249.00	$284,800 Land $45,000 Building $239,800	$284,800 Land $45,000 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Ray St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Ray St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cox Communications, Glo Fiber.

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