754 Paradise Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 754 Paradise Ln, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,247 sqft · built 1970
Lot Size0.999 acres (43,551 sqft)
Owner2 Individual Names on Record
Last Sale$221,000 (Jun 2017)
Tax Bill$3,527 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN343565A000

Property Details

APN / Parcel Number

Primary APN343565A000
Alternative APN
  • 2-0057-S030-00-0002.1200000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,247 sqft Living Area
Gross Area3,132 sqft
1st Floor Area1,247 sqft
Basement Area1,247 sqft
Finished Basement1,000 sqft
Unfinished Basement247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeSawtooth
Roof MaterialAsphalt
Lot Area43,551 sqft
TerrainRolling
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area258 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number343565A000
Street Address754 PARADISE LN
CityO FALLON
StateMO
Zip63366-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionPT NW 1/4
Legal Range3
Legal Township47
Legal Section03
Legal SubdivisionWILLERDING CONSOLIDATION
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2023
Census Tract311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address754 PARADISE LN, O FALLON, MO 63366-2331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Jun 29, 2017Warranty Deed, Transfer · FHA Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Deed Document Number2017398680
Deed Book / Page6766 / 2418
Prior Transfer DateNov 30, 2010
Prior Transfer Doc0055040691
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address754 PARADISE LN, O FALLON, MO 63366-2331
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 PARADISE LN, O FALLON, MO 63366-2331

Mortgage

Document Number0000021932
DateApr 18, 2022
Instrument2022R-021932
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term303 Months
DueJul 1, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 29, 2017
Property Address754 PARADISE LN, O FALLON, MO 63366-2331
Document Number0067662418
Book / Page6766 / 2418
Instrument DateJun 26, 2017
Instrument20170629000398680
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address754 PARADISE LN, 754, O FALLON, MO 63366-2331

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 PARADISE LN, O FALLON, MO 63366-2331

Mortgage

Document Number, 20170629000398690
DateJun 29, 2017
Instrument20170629000398690
Lender
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,434 (-)$312,808 (-) Land $99,000 Building $213,808
2025$3,527.00 (+5%)$59,434 (+8.01%)$312,808 (+8.01%) Land $99,000 Building $213,808
2024$3,359.00
2023$55,024
2022$289,598 Land $75,000 Building $214,598

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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