754 Ox Bow Ln, Lusby, MD 20657 Property Records

Calvert County property record for 754 Ox Bow Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1970
Lot Size	0.239 acres (10,437 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2017)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-093304`

Property Details

APN / Parcel Number

Primary APN	`01-093304`
Alternative APNs	`1093304` `093304`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Total Area
Basement Area	857 sqft
Finished Basement	857 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,437 sqft (0.239 acres)
Porch	Slab
Porch Area	60 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	093304
Street Address	754 OX BOW LN
City	LUSBY
State	MD
Zip	20657-4881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 321 SEC 1 W CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	321
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	861004

Owner

754 Ox Bow Ln is owned and occupied by an individual who bought it in January 2017.

Source: Calvert County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	754 OX BOW LN, LUSBY, MD 20657-4881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jan 4, 2017	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017 · Amount on File
Deed Sale	Jan 4, 2017 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Book / Page	4919 / 409
Prior Transfer Date	Sep 22, 2014
Prior Transfer Doc	0044510027
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	754 OX BOW LN, LUSBY, MD 20657-4881
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 OX BOW LN, LUSBY, MD 20657-4881

Mortgage

Document Number	0063560019
Date	Oct 11, 2022
Book Page	6356/19

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	290 Months
Due	Dec 1, 2046

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 4, 2017
Property Address	754 OX BOW LN, LUSBY, MD 20657-4881
Document Number	0049190409
Book / Page	4919 / 409
Map Reference	MB JLB2 FOLIO15
Instrument Date	Nov 29, 2016
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	EAST COAST ABSTRACTING SERGV

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 OX BOW LN, LUSBY, MD 20657-4881

Mortgage

Document Number	0004919416
Date	Jan 4, 2017
Instrument	4919/416

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 754 Ox Bow Ln was $3,379 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,100 Land $55,200 Building $239,900	$295,100 Land $55,200 Building $239,900
2025	$3,379.00
2023	$2,365.00 Homeowner's exemption	$227,700 Land $55,200 Building $172,500	$227,700 Land $55,200 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Ox Bow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1995 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Ox Bow Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Ox Bow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures