754 Mount St, Gary, IN 46406 Property Records

Lake County property record for 754 Mount St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,078 sqft · built 1950
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Tax Bill	$60 (2024)
Deeds & Mortgages	Apr 2026 Transfer Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0178-0014`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0178-0014`
Alternative APNs	`45-07-01-454-026.000-004` `254701780014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,039 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	754 MOUNT ST
City	GARY
State	IN
Zip	46406-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAN LIEW & FUNKEYS 1ST SUB. ALL L.14 BL.5 N. 10 FT. L.15 BL.5
Legal Subdivision	VAN LIEW & FUNKEYS 1ST SUB
Legal Block	5
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1030
Census Tract	10304

Owner

754 Mount St is owned and occupied by two individuals who acquired it in October 2008.

Source: Lake County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	754 MOUNT ST, GARY, IN 46406-1659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 18, 2022	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2008
Deed Sale	Oct 17, 2008
Deed Document Number	200871533
Prior Transfer Date	Feb 25, 2008
Prior Transfer Doc	2008071579
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 20, 2026
Property Address	754 MOUNT ST, GARY, IN 46406-1659
Document Number	0000008696
Instrument Date	Apr 17, 2026
Instrument	20268696
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	754 MOUNT ST, GARY, IN 46406-1659

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	754 MOUNT ST, GARY, IN 46406-1659
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 MOUNT ST, GARY, IN 46406-1659

Mortgage

Document Number	0000029363
Date	Jul 18, 2022
Instrument	2022-529363

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Index	6-Month T-Bill

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	754 MOUNT ST, GARY, IN 46406-1659
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018876
Date	Mar 22, 2018
Instrument	2018 018876

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,200 Land $6,000 Building $32,200	$38,200 Land $6,000 Building $32,200
2024	$60.00
2023		$33,800 (+3.68%) Land $5,500 Building $28,300	$33,800 (+3.68%) Land $5,500 Building $28,300
2022		$32,600 Land $3,500 Building $29,100	$32,600 Land $3,500 Building $29,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Mount St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Mount St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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