San Diego County property record for 754 Mosaic Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1990 |
| Lot Size | 0.125 acres (5,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $438,000 (Nov 2016) |
| Tax Bill | $7,864 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-690-10-00 |
| Primary APN | 161-690-10-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,254 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 5,464 sqft (0.125 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 754 MOSAIC CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 10 TR 012337 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012337 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 18525 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 22, 2017 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Prior Sale | Apr 20, 2001 · Amount on Record |
| Deed Document Number | 2016619348 |
| Prior Transfer Date | Nov 4, 2016 |
| Prior Transfer Doc | 0000619348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Document Number | 0000095647 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023-0095647 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 10, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Document Number | 0000703200 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0703200 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CARDINAL FINANCIAL CO LP |
| Name | Verified Name |
|---|
| Document Number | 0000593672 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019-0593672 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 22, 2017 |
| Property Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Document Number | 0000436206 |
| Map Reference | MAP12337 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2017-0436206 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 754 MOSAIC CIR, OCEANSIDE, CA 92057-6203 |
| Document Number | 0000436207 |
|---|---|
| Date | Sep 22, 2017 |
| Instrument | 2017-0436207 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $713,753 (+2%) Land $411,782 Building $301,971 | |
| 2025 | $7,864.00 (+8.69%) Homeowner's exemption | $699,758 (+4.04%) Land $403,708 Building $296,050 |
| 2023 | $7,235.00 (+0.28%) Homeowner's exemption | $672,588 Land $388,033 Building $284,555 |
| 2022 | $7,215.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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