Bergen County and Ridgefield Borough property record for 754 Lancaster Rd, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 1,552 sqft · built 1954 |
| Lot Size | 0.121 acres (5,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,000 (Jul 2021) |
| Tax Bill | $8,768 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 49-03306-0000-00003 |
| Primary APN | 49-03306-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,552 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 5,249 sqft (0.121 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4900159A00017 |
|---|---|
| Street Address | 754 LANCASTER RD |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | 50X105 2.0LT |
| Legal Subdivision | LANCASTER GARDENS SEC 1 |
| Legal Block | 3306 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 45101 |
754 Lancaster Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 754 LANCASTER RD, RIDGEFIELD, NJ 07657-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC |
| Apr 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on File |
| Deed Sale | Jul 29, 2021 · Amount on File |
| Prior Sale | Sep 20, 2013 · Amount on File |
| Deed Document Number | 2021121797 |
| Deed Book / Page | 4300 / 1914 |
| Prior Transfer Date | Mar 11, 2016 |
| Prior Transfer Doc | 0022271073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2021 |
| Property Address | 754 LANCASTER RD, RIDGEFIELD, NJ 07657-2625 |
| Document Number | 0043001914 |
| Book / Page | 4300 / 1914 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021121797 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,194.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 754 LANCASTER RD, 754, RIDGEFIELD, NJ 07657-2625 |
| Name | Verified Name |
|---|---|
| Address | 754 LANCASTER RD, RIDGEFIELD, NJ 07657-2625 |
| Document Number | 2021121798 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021121798 |
| Name | GREENBOX LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 754 LANCASTER RD, RIDGEFIELD, NJ 07657-2625 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040830461 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 4083/461 |
| Instrument | 2021058023 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 754 LANCASTER RD, RIDGEFIELD, NJ 07657-2625 |
| Document Number | 0031420570 |
| Instrument Date | Nov 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 754 LANCASTER RD RIDGEFIELD NJ 076572625, RIDGEFIELD, NJ 07657-2625 |
| Document Number | 0031420570 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 003142/000570 |
| Instrument | 33 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
The 2025 property tax bill for 754 Lancaster Rd was $8,768, up 3% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,800 (+1.39%) Land $304,600 Building $220,200 | $524,800 (+1.39%) Land $304,600 Building $220,200 | |
| 2025 | $8,768.00 (+2.98%) | $517,600 Land $299,200 Building $218,400 | $517,600 Land $299,200 Building $218,400 |
| 2024 | $8,514.00 | ||
| 2023 | $489,600 Land $282,100 Building $207,500 | $489,600 Land $282,100 Building $207,500 | |
| 2022 | $8,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 754 Lancaster Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 40 (2018–2025) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 754 Lancaster Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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