Okaloosa County property record for 754 Harbor Blvd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 7 ba · 5,475 sqft · built 2024 |
| Lot Size | 0.157 acres (6,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Feb 2022) |
| Tax Bill | $25,387 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-6390-2 |
| Primary APN | C56-000-598-6390-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 3 Stories |
| Building Area | 5,475 sqft Living Area |
| Gross Area | 6,904 sqft |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 6,818 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 754 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARBELLA T/H LOT 4 |
| Legal Subdivision | MARBELLA T/H |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3435 RIVERS CALL BLVD, ATLANTA, GA 30339-5662 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Feb 10, 2022 | Warranty Deed, Transfer MCNEESE TITLE LLC |
| Jan 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage NELSON P JR DAVIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20223525891 |
| Deed Book / Page | 3603 / 3651 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 754 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | MCNEESE TITLE LLC, MENEESE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3435 RIVERS CALL BLVD, ATLANTA, GA 30339-5662 |
| Document Number | 0036710169 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 3671/169 |
| Instrument | 3618204 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 10, 2022 |
| Property Address | 754 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0036033651 |
| Book / Page | 3603 / 3651 |
| Map Reference | MB 21 PG 84&85 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 3525891 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4053 INDIAN TRL, 4053, DESTIN, FL 32541-4325 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3435 RIVERS CALL BLVD, ATLANTA, GA 30339-5662 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 754 HARBOR BLVD, DESTIN, FL 32541-2506 |
| Document Number | 0032853580 |
| Book / Page | 003285 / 003580 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 3115326 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 390 S GERONIMO ST #101 MIRAMAR BEACH FL 325507021, 101, MIRAMAR BEACH, FL 32550-7021 |
| Document Number | 32853582 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 003285/003582 |
| Instrument | 3115327 |
| Name | NELSON P JR DAVIS |
|---|---|
| Address | 1169 TROON DR N, MIRAMAR BEACH, FL 32550-4536 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 30, 2022 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,387.00 (+405.82%) | $2,143,560 (+410.13%) Land $463,102 Building $1,680,458 | $2,143,560 (+410.13%) Land $463,102 Building $1,680,458 |
| 2023 | $5,019.00 (+37.28%) | $420,200 (+23.2%) Land $420,200 | $420,200 (+23.2%) Land $420,200 |
| 2022 | $3,656.00 | $341,065 Land $341,065 | $341,065 Land $341,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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