754 Ginger Mill Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 754 Ginger Mill Dr, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,444 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Oct 2019)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249554-0394`

Property Details

APN / Parcel Number

Primary APN	`249554-0394`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,444 sqft Living Area
Gross Area	1,694 sqft
1st Floor Area	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	94 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	754 GINGER MILL DR
City	SAINT JOHNS
State	FL
Zip	32259-6261
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	49/9-12 RIVERSIDE AT JULINGTON CREEK PLANTATION PHASES 2 3 & 4 LOT 39-D OR4822/971
Legal Range	27E
Legal Township	04S
Legal Section	34
Legal Subdivision	RIVERSIDE AT JULINGTON CREEK PLANTATION
Legal Block	2
Legal Lot Number	39-D
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	754 GINGER MILL DR, SAINT JOHNS, FL 32259-6261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	201981138
Deed Book / Page	4822 / 971
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	754 GINGER MILL DR, SAINT JOHNS, FL 32259-6261
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 GINGER MILL DR, JACKSONVILLE, FL 32259-6261

Mortgage

Document Number	0057540663
Date	May 9, 2023
Book Page	5754/663
Instrument	2023035341

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 30, 2019
Property Address	754 GINGER MILL DR, SAINT JOHNS, FL 32259-6261
Document Number	0048220971
Book / Page	004822 / 000971
Instrument Date	Oct 15, 2019
Instrument	81138
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 GINGER MILL DR ST JOHNS FL 322596261, ST JOHNS, FL 32259-6261

Mortgage

Document Number	48220973
Date	Oct 30, 2019
Book Page	004822/000973
Instrument	81139

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,117 (+2.7%)	$220,953 (-5.33%) Land $50,000 Building $170,953
2025	$3,176.00 (+11.56%) Homeowner's exemption	$184,145 (+5.99%)	$233,399 (+1.39%) Land $53,000 Building $180,399
2024	$2,847.00 (+11.82%)
2023	$2,546.00 (+2.74%) Homeowner's exemption	$173,743 (+3%)	$230,194 (+4.14%) Land $50,000 Building $180,194
2022	$2,478.00 Homeowner's exemption	$168,683	$221,033 Land $44,800 Building $176,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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