754 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 754 Gemstone Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,392 sqft · built 2019
Owner	Company Name on Record
Last Sale	$949,000 (Jul 2021)
Tax Bill	$14,867 (2025)
Deeds & Mortgages	Jul 2021 Sale Feb 2020 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`222-174-25-04`

Property Details

APN / Parcel Number

Primary APN	`222-174-25-04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	754 GEMSTONE DR
City	SAN MARCOS
State	CA
Zip	92078-1410
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPECIFIC P
Legal Description	LOT 56 US 65 PER DOC19-0219322&0375566&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M #15-
Legal Tract	016159
Legal Block	4
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30221 VIA FESTIVO, SAN JUAN CAPISTRANO, CA 92675-5410
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Grant Deed, Transfer WESTERN RESOURCES TITLE
Feb 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Jan 30, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2019	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Dec 16, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV
Nov 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 28, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Oct 24, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE SUBDIVISI
Oct 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	2021478385
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2021
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000478385
Map Reference	MAP 16159
Instrument Date	Jun 18, 2021
Instrument	2021-0478385
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2020
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000103124
Instrument Date	Feb 26, 2020
Instrument	103124
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	748 GEMSTONE DR SAN MARCOS CA 920781410, SAN MARCOS, CA 92078-1410

Mortgage

Document Number	103125
Date	Feb 28, 2020
Instrument	103125

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2020
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000048563
Instrument Date	Dec 27, 2019
Instrument	48563
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2020
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO-HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7180 CAMINITO CRUZADA LA JOLLA CA 920375706, LA JOLLA, CA 92037-5706

Mortgage

Document Number	48564
Date	Jan 30, 2020
Instrument	48564

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000585065
Instrument Date	Dec 12, 2019
Instrument	585065
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Tax	$713.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9452 CAPICORN WAY SAN DIEGO CA 92126, SAN DIEGO, CA 92126

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 16, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000585066
Instrument Date	Dec 6, 2019
Instrument	585066
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	452 CAPRICORN WAY SAN DIEGO CA 92126, SAN DIEGO, CA 92126

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000528634
Instrument Date	Nov 8, 2019
Instrument	528634
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	752 GEMSTONE DR SAN MARCOS CA 920781410, SAN MARCOS, CA 92078-1410

Mortgage

Document Number	528635
Date	Nov 15, 2019
Instrument	528635

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000489450
Instrument Date	Oct 28, 2019
Instrument	489450
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1656 SAN MARCOS CA 920791656, SAN MARCOS, CA 92079-1656

Mortgage

Document Number	489451
Date	Oct 28, 2019
Instrument	489451

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000483762
Instrument Date	Aug 26, 2019
Instrument	483762
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	FIRST AMERICAN TITLE SUBDIVISI

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3200 PARK CENTER DR #1000 COSTA MESA CA 926267228, 1000, COSTA MESA, CA 92626-7228

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2019
Property Address	754 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Document Number	0000463553
Instrument Date	Jun 22, 2019
Instrument	463553
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMERICAN TITLE CO SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	754 GEMSTONE DR SAN MARCOS CA 920781410, SAN MARCOS, CA 92078-1410

Mortgage

Document Number	463554
Date	Oct 15, 2019
Instrument	463554

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,027,105 (+2%) Land $595,337 Building $431,768
2025	$14,867.00 (+4.85%)	$1,006,966 (+4.04%) Land $583,664 Building $423,302
2024	$14,179.00 (+2.26%)
2023	$13,866.00 (+2.14%)	$967,865 Land $561,000 Building $406,865
2022	$13,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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