754 E Main St, Frankfort, KY 40601 Property Records

Franklin County property record for 754 E Main St, Frankfort, KY 40601

Property Summary

Property Type	Commercial
Lot Size	0.136 acres (5,955 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2026)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`074-41-11-012.00`

Property Details

APN / Parcel Number

Primary APN	`074-41-11-012.00`
Alternative APNs	`21869` `78238` `78237`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	5,955 sqft (0.136 acres)
Lot Dimensions	162 ft deep x 50 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	78237
Street Address	754 E MAIN ST
City	FRANKFORT
State	KY
Zip	40601-2446
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PICKETT ADD LOT 3
Legal Subdivision	PICKETT ADD
Legal Lot Number	3
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2000
Census Tract	70101

Owner

Source: Franklin County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage LOAN STORE
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Jun 9, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Jun 20, 2023	Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW
Jun 2, 2022	Deed, Transfer
Apr 6, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	2026950193
Deed Book / Page	649 / 31
Prior Transfer Date	Jul 14, 2021
Prior Transfer Doc	0000529190
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Sep 9, 2026
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Document Number	0000950193
Book / Page	649 / 31
Instrument Date	Sep 8, 2026
Instrument	2026950193
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 E MAIN ST, FRANKFORT, KY 40601-2446

Mortgage

Document Number	0000950196,
Date	Sep 9, 2026
Instrument	2026950196

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Recording Date	Sep 9, 2026
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Document Number	0000950196
Book / Page	1833 / 126
Instrument Date	Sep 8, 2026
Instrument	2026950196
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 GREEN FIELDS LN, FRANKFORT, KY 40601-9792

Mortgage

Document Number	0000950196,
Date	Sep 9, 2026
Book Page	1833/126
Instrument	2026950196

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 E MAIN ST, FRANKFORT, KY 40601-2446

Mortgage

Document Number	0M1778/309
Date	Jun 9, 2025
Book Page	M1778/309
Instrument	874285

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jun 20, 2023
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Document Number	00D621/313
Book / Page	D621 / 313
Map Reference	MB 85 PG 548
Instrument Date	Jun 13, 2023
Instrument	690754
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 SHELBY ST, FRANKFORT, KY 40601-2819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 E MAIN ST, FRANKFORT, KY 40601-2446

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jun 2, 2022
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Document Number	00D612/776
Book / Page	D612 / 776
Instrument Date	Jun 1, 2022
Instrument	665866
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 HOLT LN, FRANKFORT, KY 40601-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 SHELBY ST, FRANKFORT, KY 40601-2819

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 6, 2022
Property Address	754 E MAIN ST, FRANKFORT, KY 40601-2446
Document Number	00D611/256
Book / Page	D611 / 256
Map Reference	MB 85 PG 548
Instrument Date	Mar 23, 2022
Instrument	661225
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BLUEBIRD COURT, LAWRENCEBURG, KY 40342-1078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 HOLT LN, FRANKFORT, KY 40601-9439
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+56.91%)	$180,000 (+56.52%) Land $20,000 Building $160,000	$180,000 (+56.52%) Land $20,000 Building $160,000
2023	$1,374.00 (+0.96%)	$115,000 (-)	$115,000 (-)
2022	$1,361.00	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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