754 Culp Ferguson Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 754 Culp Ferguson Rd, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,466 sqft · built 2020
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$1,175,000 (Jun 2025)
Tax Bill$4,431 (2025)
Deeds & MortgagesJun 2025 Sale & Line of Credit
Dec 2020 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0031-00-009.10

Property Details

APN / Parcel Number

Primary APN0031-00-009.10
Alternative APN
  • 98604

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,466 sqft Living Area
Gross Area4,947 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area435,600 sqft (10 acres)
Garage Area400 sqft

Location & Zoning

Account Number98604
Street Address754 CULP FERGUSON RD
CityLANCASTER
StateSC
Zip29720-9450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBARBARA E FERGUSON
Legal Lot NumberE
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1015
Census Tract11100

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2025Deed, Transfer · Line of Credit
ROCKET MORTGAGE LLC
Dec 29, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 12, 2022Deed of Trust, Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Deed Document Number20258379
Deed Book / Page1936 / 307
Record UpdatedSep 20, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateJun 27, 2025
Property Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450
Document Number0000008379
Book / Page1936 / 307
Map ReferenceMB 2018 PG 117
Instrument DateJun 26, 2025
Instrument2025008379
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,055.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450

Mortgage

Document Number0000008380
DateJun 27, 2025
Instrument2025008380
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450

Mortgage

Document Number0000023646
DateDec 29, 2020
Book Page4245/278
Instrument2020023646
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressMATTHEWS, NC 28105
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 31, 2035

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER SC
Property Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address754 CULP FERGUSON RD, LANCASTER, SC 29720-9450

Mortgage

Document Number0000000549
DateJan 12, 2022
Book Page4643/157
Instrument2022000549
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressMATTHEWS, NC 28105
Agreement
AmountAmount Recorded
Term3 Months
DueJan 5, 2037

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,431.00 (+16.3%)$26,311 (+15.62%) Land $6,457 Building $19,854$775,000 (+42.49%) Land $160,000 Building $615,000
2024$3,810.00 (+0.34%)
2023$3,797.00$22,756 Land $5,000 Building $17,756$543,900 Land $100,000 Building $443,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
1,000 / 1,000

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