754 Co Rd 650, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 754 Co Rd 650, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1969
Owner	2 Individual Names on File
Last Sale	$335,900 (Jan 2018)
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-09-07-25-0-002-037.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-07-25-0-002-037.000`
Alternative APNs	`ALT APN:0907250002037000` `204931`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Metal
Garage Type	Mixed
Carport	Carport
Carport Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	204931
Street Address	754 COUNTY ROAD 650
City	CEDAR BLUFF
State	AL
Zip	35959-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, LITTLE RIVER SHORES S/D PB 7/67
Legal Subdivision	LITTLE RIVER SHORES
Legal Lot Number	11
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3051
Census Tract	955702

Owner

Source: Cherokee County records · APN 13-09-07-25-0-002-037.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	2103 LASSITER FIELD DR NE, MARIETTA, GA 30066-4615
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2018	Deed of Trust, Mortgage · ARM NATIONAL BANK OF COMMERCE
Jan 26, 2018	Survivorship Deed, Transfer · ARM NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	0000201211
Record Updated	Jun 08, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	754 COUNTY ROAD 650, CEDAR BLUFF, AL 35959-3419
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000201349
Date	Feb 07, 2018
Instrument	201349

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 26, 2018
Property Address	754 COUNTY ROAD 650, CEDAR BLUFF, AL 35959-3419
Document Number	0000201211
Instrument Date	Jan 26, 2018
Instrument	201211
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1109 E 2ND AVE SE, ROME, GA 30161-3305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 LASSITER FIELD DR NE, MARIETTA, GA 30066-4615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000201212
Date	Jan 26, 2018
Instrument	201212

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Non-Lending Institution
Address	BIRMINGHAM, AL 35223

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,346.00 (+3.54%)	$28,920 (+3.95%) Land $16,860 Building $12,060	$320,400 (+3.56%) Land $168,500 Building $151,900
2024	$1,300.00 (-50.06%)	$27,820 (-55.11%) Land $15,760 Building $12,060	$309,400 (-0.16%) Land $157,500 Building $151,900
2023	$2,603.00 (+99.92%)	$61,980 (+227.24%)	$309,900 (-) Land $157,500 Building $152,400
2022	$1,302.00	$18,940 Land $15,760 Building $3,180	$309,900 Land $157,500 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3
TDS Telecom DSL	10 / 1

May also be available: Killians Electronics.

Based on FCC filings for 46 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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