7539 Sunset Bluff, Henderson, NY 13650 Property Records

Jefferson County and Ellisburg Town property record for 7539 Sunset Bluff, Henderson, NY 13650

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 1,122 sqft · built 1940
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Tax Bill$4,259 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
APN223489 116.08-1-77

Property Details

APN / Parcel Number

Primary APN223489 116.08-1-77
Alternative APN
  • 34891160080001077000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,122 sqft Living Area
1st Floor Area1,122 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions181 ft deep x 58 ft wide
View / LotWaterfront / Beach
PorchSlab
Porch Area378 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number223489 116.08-1-77
Street Address7539 SUNSET BLF
CityHENDERSON
StateNY
Zip13650
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeRE
Legal Block1
Legal Lot Number77.000
JurisdictionJEFFERSON NY
Township / Civil DivisionELLISBURG
Census Block Group3
Census Block3059
Census Tract61700

Owner

7539 Sunset Bluff, a residential property, is owned by two individuals who acquired it in October 2001.

Source: Jefferson County and Ellisburg Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address139 SUMMIT AVE, QUINCY, MA 02170-3616
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 2, 2001
Transfer Doc1820000122
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON NY
Recording DateJan 22, 2020
Property Address7539 SUNSET BLF, HENDERSON, NY 13650
Document Number0000000911
Instrument DateJan 11, 2020
Instrument911
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyJEFFERSON ABSTRACT COMPANY, JEFFERSON ABS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,560.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 SUMMIT AVE QUINCY MA 021703616, QUINCY, MA 02170-3616

Mortgage

Document Number912
DateJan 22, 2020
Instrument912
Lender
NameCARTHAGE FED'L S&L ASSN
TypeFederal Savings Bank
AddressCARTHAGE, NY 13619
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 21, 2050
Interest
Rate TypeAdjustable Rate
Rate3.85%

Tax Assessment & Valuation

The 2026 property tax bill for 7539 Sunset Bluff was $4,259, down 10.7% from the year before.

Source: Jefferson County and Ellisburg Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyJefferson County
County SubdivisionEllisburg Town
Unified School DistrictBelleville Henderson Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,259.00 (-10.66%)
2025$4,767.00$282,500 Land $128,800 Building $153,700$282,500 Land $128,800 Building $153,700
2023$228,200 (-) Land $106,800 Building $121,400$288,861 (+8.86%) Land $135,190 Building $153,671
2022$2,391.00$228,200 Land $106,800 Building $121,400$265,349 Land $124,186 Building $141,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 7539 Sunset Bluff; there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2017–2021)
Claims Outside the SFHA1 of 5
Most Recent ClaimDec 2021 · tidal / storm surge
Claims by Event
  • Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7539 Sunset Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Bluff

Nearby Streets

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