7539 Lancaster Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 7539 Lancaster Loop, Wesley Chapel, FL 33545 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,201 sqft · built 2018
Lot Size	0.22 acres (9,588 sqft)
Owner	Individual Name on File
Last Sale	$435,900 (May 2019)
Tax Bill	$10,169 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-25-20-0020-04800-0160`

Property Details

APN / Parcel Number

Primary APN	`36-25-20-0020-04800-0160`
Alternative APN	`0475415`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,201 sqft Living Area
Gross Area	4,544 sqft
1st Floor Area	3,201 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,588 sqft (0.22 acres)
Garage Area	620 sqft
Driveway	Driveway
Driveway Area	675 sqft
Porch	Finished/Screened Porch
Porch Area	723 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0475415
Street Address	7539 LANCASTER LOOP
City	WESLEY CHAPEL
State	FL
Zip	33545-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERGRASS PARCELS D2 D3 & D4 PB 69 PG 056 BLOCK 48 LOT 16
Legal Range	20E
Legal Township	25S
Legal Section	36
Legal Subdivision	WATERGRASS PARCEL
Legal Tract	20
Legal Block	48
Legal Lot Number	16
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32105

Owner

Source: Pasco County records · APN 36-25-20-0020-04800-0160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
May 15, 2019	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC
Jun 08, 2018	Grant Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2019082537
Deed Book / Page	9906 / 2022
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146

Mortgage

Document Number	0106943602
Date	Sep 20, 2022
Book Page	10694/3602
Instrument	2022207686

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 08, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146

Mortgage

Document Number	0102043424
Date	Oct 28, 2020
Book Page	10204/3424
Instrument	2020181623

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 15, 2019
Property Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Document Number	0099062022
Book / Page	9906 / 2022
Map Reference	MB 69 PG 56-75
Instrument Date	May 13, 2019
Instrument	2019082537
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,051.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3922 COCONUT PALM DR STE 108, 3922, TAMPA, FL 33619-1389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146

Mortgage

Document Number	2019082538
Date	May 15, 2019
Instrument	2019082538

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Jun 08, 2018
Property Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Document Number	0097381105
Book / Page	009738 / 001105
Instrument Date	Jun 07, 2018
Instrument	97042
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,852.32
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3922 COCONUT PALM DR #100 TAMPA FL 336191394, 100, TAMPA, FL 33619-1394
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASCO FL
Recording Date	Oct 16, 2017
Property Address	7539 LANCASTER LOOP, WESLEY CHAPEL, FL 33545-9146
Document Number	0096183842
Book / Page	009618 / 003842
Instrument Date	Oct 13, 2017
Instrument	161981
Transaction Type	Transfer
Record Updated	Nov 07, 2017

Transaction

Amount	Amount Recorded
Tax	$2,457.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3922 COCONUT PALM DR #100 TAMPA FL 336191394, 100, TAMPA, FL 33619-1394
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,169.00 (+8.34%) Homeowner's exemption	$439,290 (+5.99%) Land $117,226 Building $322,064	$623,249 (+40.41%) Land $117,226 Building $506,023
2023	$9,386.00 (+10.05%) Additional exemption filed	$414,480 (+3%) Land $91,126 Building $323,354	$443,878 (-2.64%) Land $91,126 Building $352,752
2022	$8,529.00 Homeowner's exemption	$402,410 Land $76,606 Building $325,804	$455,923 Land $76,606 Building $379,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 149 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 279 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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