75388 Montecito Dr, Indian Wells, CA 92210 Property Records

Riverside County property record for 75388 Montecito Dr, Indian Wells, CA 92210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,124 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (May 2022)
Tax Bill	$13,174 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`633-042-009`

Property Details

APN / Parcel Number

Primary APN	`633-042-009`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	2,124 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	75388 MONTECITO DR
City	INDIAN WELLS
State	CA
Zip	92210-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 27 MB 038/096 RANCHO PALMERAS ESTATES UNIT 3
Legal Subdivision	RANCHO PALMERAS ESTATES UNIT 3
Legal Lot Number	27
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1006
Census Tract	45123

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	75388 MONTECITO DR, INDIAN WELLS, CA 92210-8359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 19, 2018	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2022205116
Prior Transfer Date	May 17, 1996
Prior Transfer Doc	0000194908
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 2, 2022
Property Address	75388 MONTECITO DR, INDIAN WELLS, CA 92210-8359
Document Number	0000205116
Map Reference	MB 38 PG 96&97
Instrument Date	Apr 20, 2022
Instrument	2022-0205116
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75388 MONTECITO DR, INDIAN WELLS, CA 92210-8359

Mortgage

Document Number	0000205117
Date	May 2, 2022
Instrument	2022-0205117

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	75388 MONTECITO DR, INDIAN WELLS, CA 92210-8359
Document Number	0000387645
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	75388 MONTECITO DR INDIAN WELLS CA 922108359, INDIAN WELLS, CA 92210-8359

Mortgage

Document Number	0000387645
Date	Sep 28, 2018
Instrument	387645

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indian Wells City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$973,103 (+2%) Land $81,181 Building $891,922
2025	$13,174.00 (+2.64%) Homeowner's exemption	$954,024 (+4.04%) Land $79,590 Building $874,434
2024	$12,835.00 (+2.93%)
2023	$12,470.00 (+74.6%) Homeowner's exemption	$916,980 Land $76,500 Building $840,480
2022	$7,142.00
2021			$781,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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