Grand Traverse County property record for 7538 Cram Rd, Williamsburg, MI 49690
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1997 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $497,500 (May 2023) |
| Tax Bill | $3,882 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-127-022-20 |
| Primary APN | 13-127-022-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7538 CRAM RD |
|---|---|
| City | WILLIAMSBURG |
| State | MI |
| Zip | 49690-9366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW 1/4 OF NW 1/4 SEC 27 T28N R9W COM CO RD C/L & E/W 1/4 LN N 196 TO POB N 200 E 330 S 200 W 330 TO POB EXC RD R/W |
| Legal Range | 09W |
| Legal Township | 28N |
| Legal Section | 27 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 550102 |
7538 Cram Rd is owned and occupied by two individuals who bought it in May 2023.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7538 CRAM RD, WILLIAMSBURG, MI 49690-9366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on File |
| Deed Sale | May 1, 2023 · Amount on File |
| Prior Sale | Jun 13, 1996 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 7538 Cram Rd was $3,882.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Whitewater Township |
| Unified School District | Elk Rapids Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,300 (-0.8%) | $396,501 (-0.82%) | |
| 2025 | $3,882.00 Homeowner's exemption | $199,900 | $399,777 |
| 2023 | $104,400 | ||
| 2022 | $262,963 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7538 Cram Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1986–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7538 Cram Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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