Howard County property record for 7538 Cherry Tree Dr, Fulton, MD 20759
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,560 sqft · built 1963 |
| Lot Size | 0.934 acres (40,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (May 2026) |
| Tax Bill | $7,868 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-367638 |
| Primary APN | 05-367638 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 40,685 sqft (0.934 acres) |
| Porch | Porch |
| Porch Area | 312 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 367638 |
|---|---|
| Street Address | 7538 CHERRY TREE DR |
| City | FULTON |
| State | MD |
| Zip | 20759-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRDEO |
| Legal Description | LOT 5 BL A 7538 CHERRY TREE DR MOORESFIELD |
| Legal Subdivision | PLAT ONE MOORESFIELD SUBDIVISION |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 605105 |
Source: Howard County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10110 RATCLIFFE MANOR DR, FAIRFAX, VA 22030-2427 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Jul 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP |
| Dec 2, 2019 | Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Dec 2, 2019 · Amount on Record |
| Deed Book / Page | 23248 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 22, 2026 |
| Property Address | 7538 CHERRY TREE DR, FULTON, MD 20759-9736 |
| Document Number | 2324000193 |
| Book / Page | 23248 / 193 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10110 RATCLIFFE MANOR DR, FAIRFAX, VA 22030-2427 |
| Document Number | 2324000202, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 23248/202 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7538 CHERRY TREE DR, FULTON, MD 20759-9736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COLONY TITLE GROUP LTD |
| Name | Verified Name |
|---|
| Document Number | 0195740260 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 19574/260 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 2, 2019 |
| Property Address | 7538 CHERRY TREE DR, FULTON, MD 20759-9736 |
| Document Number | 0190410488 |
| Book / Page | 19041 / 488 |
| Map Reference | MB 9 FO 5 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | COLONY TITLE GROUP LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7538 CHERRY TREE DR, FULTON, MD 20759-9736 |
| Document Number | 19041493 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 19041/493 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,868.00 (+6.34%) | $529,200 (+6.56%) | $594,400 (+19.69%) Land $364,800 Building $229,600 |
| 2025 | $7,399.00 (+42.98%) | $496,600 (+5.23%) Land $274,800 Building $221,800 | $496,600 (-) Land $274,800 Building $221,800 |
| 2023 | $471,933 | $496,600 Land $274,800 Building $221,800 | |
| 2022 | $5,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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