7538 Blackjack Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7538 Blackjack Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2021
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2025)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-2S-27-0370-00B00-0190`

Property Details

APN / Parcel Number

Primary APN	`12-2S-27-0370-00B00-0190`
Alternative APN	`S27212037000B000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,316 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Mobile Home
Garage Type	Attached
Garage Area	284 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7538 BLACKJACK CIR
City	NAVARRE
State	FL
Zip	32566-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	BLACKJACK ESTATES LOT 19 BLK B AS DES IN OR 4596 PG 1155
Legal Range	27W
Legal Township	2S
Legal Section	12
Legal Subdivision	BLACKJACK ESTATES
Legal Block	B
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1015
Census Tract	10822

Owner

7538 Blackjack Cir is owned by two individuals who bought it in March 2025.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2201 PANHANDLE TRL, C, NAVARRE, FL 32566-1178
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Nov 9, 2020	Loan Modification, Mortgage · Line of Credit AMERIS BK
Nov 16, 2020	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	202511726
Deed Book / Page	4596 / 1155
Prior Transfer Date	Apr 24, 2006
Prior Transfer Doc	0025920999
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 2, 2021
Property Address	7538 BLACKJACK CIR, NAVARRE, FL 32566-7811
Document Number	0042011968
Book / Page	4201 / 1968
Map Reference	MB D PG 55
Instrument Date	Oct 26, 2021
Instrument	202173321
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,622.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 E OLIVE RD, PENSACOLA, FL 32514-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7538 BLACKJACK CIR, NAVARRE, FL 32566-7811

Mortgage

Document Number	0042011970
Date	Nov 2, 2021
Instrument	4201/1970

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	7538 BLACKJACK CIR, NAVARRE, FL 32566-7811
Document Number	0040300835
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

Mortgage

Document Number	0040300835
Date	Nov 16, 2020
Book Page	004030/000835
Instrument	61325

Lender

Name	AMERIS BK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 16, 2020
Property Address	7538 BLACKJACK CIR, NAVARRE, FL 32566-7811
Document Number	0040300834
Book / Page	004030 / 000834
Instrument Date	Nov 7, 2020
Instrument	61324
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Tax	$840.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7538 Blackjack Cir was $2,356, up 4.7% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00 (+4.71%)	$231,137 (+3.8%) Land $28,000 Building $203,137	$231,137 (+3.8%) Land $28,000 Building $203,137
2024	$2,250.00 (-0.22%) Homeowner's exemption	$222,680 (+0.7%) Land $28,000 Building $194,680	$222,680 (+0.7%) Land $28,000 Building $194,680
2023	$2,255.00 (-11.08%)	$221,136 (+7.43%) Land $28,000 Building $193,136	$221,136 (+7.43%) Land $28,000 Building $193,136
2022	$2,536.00	$205,838	$205,838 Land $28,000 Building $177,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7538 Blackjack Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7538 Blackjack Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber.

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