7534 E US Hwy 190, Temple, TX 76501 Property Records

Bell County property record for 7534 E US Hwy 190, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,546 sqft · built 2022
Lot Size	0.758 acres (33,062 sqft)
Owner	Individual Name on Record
Tax Bill	$1,997 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430072928`

Property Details

APN / Parcel Number

Primary APN	`0430072928`
Alternative APN	`510433`

Interior

Stories	1 Story
Building Area	1,546 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,062 sqft (0.758 acres)
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7534 E US HIGHWAY 190
City	TEMPLE
State	TX
Zip	76501-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS SUBDIVISION, BLOCK 001, LOT 0001, ACRES .759
Legal Subdivision	THOMAS SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	ROGERS
Census Block Group	1
Census Block	1022
Census Tract	23402

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7534 E US HIGHWAY 190, TEMPLE, TX 76501-7341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Aug 25, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023
Deed Sale	Aug 25, 2023
Deed Document Number	2023038366
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7534 E US HIGHWAY 190, TEMPLE, TX 76501
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009697
Date	Mar 9, 2023
Instrument	2023009697

Lender

Name	CADENCE BANK NA
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Commercial Mortgage

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 25, 2023
Property Address	7534 E US HIGHWAY 190, TEMPLE, TX 76501
Document Number	0000038366
Map Reference	DOC 2021-082728
Instrument Date	Aug 25, 2023
Instrument	2023038366
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	NOT AVAILABLE, TEJAS LAND & TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 TERRA ALTA DR, BELTON, TX 76513-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7534 E US HIGHWAY 190, TEMPLE, TX 76501

Mortgage

Document Number	0000038367
Date	Aug 25, 2023
Instrument	2023038367

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,997.00 (+180.87%)	$134,618 Land $42,660 Building $91,958	$134,618 Land $42,660 Building $91,958
2022	$711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BELL WSC serves 4,287 people · EPA ID TX0140118
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Altitude ISP, AT&T, Brightspeed, T-Mobile.

Nearby Properties on E US Hwy 190

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures